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The best option will be a balance transfer credit card. You can transfer all your balances onto one credit card and pay the debt off. When choosing a credit card pay attention to the credit rating required. Also remember that you cannot transfer to the same bank or issuer. So look for a bank you don't already have a balance with. And make sure the overall balance you are going to transfer does not exceed the limit of the new credit card.

Hawaiian Airlines World Elite Mastercard charges $99 annual fee only after your first year. You won't need to pay annual fee for your first year of card memebership. Moreover, you will earn 60,000 bonus miles after spending $2,000 on purchases in the first 90 days. If you fly Hawaiian Airlines often this card may worth it because the card has the $100 companion discount annually that may cover it up if you will make use of it. However, if you do not fly with them often you may want a more versatile credit card and without an annual fee.

Starting credit history from the very beginning is always better than improving it and credit card issuers are not too captious.Look into credit cards for those with limited/no credit history: these cards are created for newbies. The cards have quite high APRs and fees. However it is possible to find a card with 0 intro APRs or without annual fee. Also some cards offer bonus programs: you can earn points or cash back on purchases you make.If your son wants a bonus credit card, Wells Fargo Cash Back College Card is not the best option as it has no bonus.

It depends on how often you fly Hawaiian Airlines. If you fly often, say two or three times a year, then the Hawaiian Airlines World Elite Mastercard can be a good deal even with an annual fee which is quite high after your first year or owning a card. However, the regular travel rewards credit cards can give you greater flexibility. So, if you are willing to give your loyalty to only one airline, an airline branded credit card will work for you. But if you prefer flexibility, a travel rewards credit card is a better option. And combining an airline credit card with a regular credit card...

If you do not have any negative items on your reports (like late or missed payments), you should have good chances to qualify as the Cash Rewards card from Bank of America is offered to people with limited credit. The only obstacle is credit limit you would be given. If you are not approved for a high enough credit limit, you won't be able to transfer the whole balance from your current credit card. Also, note that the card has a balance transfer fee which you will need to pay when you request a balance transfer. We would recommend you calculate if it's worth opening a new credit card...

Prepaid cards do not help your credit because the activity on the card is not reported to the credit bureaus. But secured cards are a good option if you want to improve your credit history. The issuers of secured credit cards report the credit performance to the major credit bureaus. So if you want to improve your credit, consider a secured credit card.

This card may be a good option for someone who shops at Apple a lot. It has complicated special financing offers with tiers for purchases made at Apple. If you want to get this card for a one-time big purchase, there definitely are better offers out there.

Upromise Mastercard® credit card is a great choice for those, who want to save for college as it allows you to automatically deposit your cash back rewards into a 529 College Savings Plan. All purchases will earn 1.5% cash back and you will receive a 15% bonus on your total cash back when you link your Upromise Program account to an eligible 529 College Savings Plan. If saving for college is not your aim, you may choose from cash back credit cards with up to 5% cash back.

If you do not want to apply for Choice hotel co-branded credit card, you may choose from travel rewards credit cards that can be used anywhere. Such cards will give you rewards on all purchases and flexible redemption options. You may redeem rewards for any hotel you want and for other travel expenses.

Unfortunately, the Barclaycard CashForward World Mastercard credit card is no longer issued by the bank. That's why you cannot find it and cannot apply for it. You can apply for a different credit card though. You can get a rewards credit card that will allow you to earn rewards on all your purchases and redeem them towards any expenses. There are a lot of great credit cards that can be more rewarding than this card. Just make sure your credit score is good enough to get it.