SEARCH RESULT FOR:

November 08, 2020
There are a lot of good credit card offers but what is the best credit card for you depends on your credit score and your preferences. First of all, know your credit score to find the right credit cards to choose from and to qualify for a credit card. Secondly, consider your preferences to understand what type of card fits you best. You may be looking for a credit card with rewards, with low interest rates or no annual fee. For example, rewards credit cards are good for those who spend a lot, but ensure that the fees you pay on your rewards card are something that is worth the money. Look...
November 04, 2020
Travel protection features of Visa credit cards vary, depending on the card type you choose. All Visa credit cards offer standard benefits and security features like Travel and Emergency Assistance Services where you can receive help in finding a referral for medical, legal, and transportation assistance. This service is accessible for Visa cardholders from anywhere in the world at no additional cost. Lost/Stolen Card Reporting and Emergency card replacement & emergency cash disbursement, Auto Rental Collision Damage Waiver and Zero Liability on unauthorized purchases are available for all...
October 21, 2020
APR or Annual Percentage Rate is the yearly interest rate on your credit card. There are two types of 0 percent APR offers. The first type is 0 percent APR on purchases credit card. This means you won't be charged interest on your purchases for a certain period of time. The second type is 0 percent APR on balance transfers, that means you won't be charged interest on a balance you transfer from another card for a certain period. All in all, you should carefully read credit card's Terms and Conditions.
October 16, 2020
If you have a stable income that exceeds your expenses and have a valid social security number, you can qualify for a student credit card. Student cards are created to help students start building their credit history. They often come without application and annual fees. As for the monthly fees, they will depend on your card balance and the interest rates. You can avoid interest payments, though, by paying off your credit card balance in full each month. All your credit card payment activity will be reported to the major credit bureaus, which is important when you build credit. Try to make at...
August 18, 2020
There are prepaid cards you can apply for and which will have your name imprinted on them. However, no one of the card issuers will be able to review your application, approve you, and send you a card overnight. The issuing process takes at least two weeks and if it is a credit card it can take up to one month. If you need money fast, you can apply for a personal loan. Once approved, most lenders will be able to transfer funds within two days, provided you have a bank account that accepts deposits. Use our card match tool to see cards and loans you can apply for.
August 12, 2020
As of today we offer instant decision credit cards aimed at bad credit. But you can browse through the credit cards targeting good to excellent credit and choose a card you like best. It can take up to 30 days to process your card application. If you are approved for the card of your choice, it will arrive in the mail in 7 to 10 business days.
August 04, 2020
Visa prepaid & credit cards enjoy worldwide acceptance and recognition. But to be able to use your Visa card effectively during your trip, you should notify your bank and inform them about your travelling plans. Make sure you know your card daily limits, how much you can spend or withdraw from an ATM outside of U.S. To be able to withdraw cash in a local currency from an ATM you should know your PIN, make sure you remember it and remember that you should never write it down. To be able to report stolen or lost cards, or contact your customer services in case of problems, if any, it is...
July 12, 2020
Please click here and browse the credit cards with a balance transfer option and 0% intro APR on balance transfers for definite periods of time and/or low balance transfer fees. Compare these 0% balance transfer credit cards side by side, look into their features and terms, especially pay close attention to their go-to APRs, and decide on a card.
June 06, 2020
These are cards (either credit or prepaid) branded Visa issued by many banks and credit card companies and accepted globally at millions of locations. Note, that Visa, one of the most recognized credit card payment processors, doesn't issue cards but cooperates with different credit card issuers. Different banks and credit card companies issue Visa branded cards with different features.
April 07, 2020
We can recommend you start with secured credit cards. These cards require a security deposit paid upfront. A secured credit card is a good way to build your credit history as it reports the account activity to major credit bureaus. You just need not to miss payments and pay off your balance. After that, getting approval for an unsecured card will be much easier. For example, you may consider the Merrick Bank Secured Credit Card. This card can help you build credit, since your account activity will be reported to all three major credit bureaus. The amount of your deposit determines your initial credit...