I am looking for a no interest and no annual fee credit card with cash or points reward. Which ones are the best?
Answered on Wednesday, December 27th, 2017 by
James Williams

You can consider the Discover it® Cash Back credit card. This card has 14 months of 0% interest introductory period on purchases and balance transfers. You won’t be charged an annual fee and you won’t be charged a penalty fee if you are late with your first payment. The card has cash back rewards program. You will earn 1% cash back on all purchases and up to 5% cash back in rotating categories on up to $1,500 in purchases when you activate. Shopping online through Discover Deals at popular retailers can save you up to 20%.

You can also use our card finder tool to find the credit cards that answer your requirements.


Other Popular Low Rate Card Offers FAQs

Yes, the Pilot RV card is not a credit card. It is a charge card, that means that you have to pay off the balance each month anyway. If you don’t do it, you’ll face high fees and may lose the card. You get a credit limit each month, so you can make purchases for this amount and then pay off. If you are diligent with your payments, then this card is ok for you, but if you are not sure, then there’s no reason to get the card.

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Torrid Card’s APR on Purchases is about 26.24% with no intro period and Lane Bryant offers even higher regular APR – 28.24%. As both cards are not the best choice for regular shopping (high APR and rewards limited by particular stores) we advice you to get a general cash back credit card. You can find […]

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