This year I’m going to a long trip by car and I think a gas credit card will save me a lot on gas purchases. Do you think the CITGO credit card is good card to apply? If not, which card would you recommend?
Answered on Monday, February 26th, 2018 by
Amy Miller
The content is accurate at the time of publication and is subject to change.

The CITGO credit card will be a good option for you if you are going to fill up only at CITGO gas stations. However, you may not want to apply for this card if you have a habit of carrying a balance on your credit cards. The CITGO card comes with high 28.24% APR which can eat up rewards you earn if you do not pay off the card balance each month. The 5 cents off per gallon offer is also not the most generous one. This offer can easily be beaten by a 2% cash back offered on the Discover it® chrome. Plus Discover card comes with lower APR and a 14-month 0% interest introductory period (when the introductory interest rate is over, the ongoing APR will apply). As you see regular rewards credit cards offer bigger rewards and it means you will be able to save more on all your expenses.

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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