Which of the 3 major credit score companies is the one most company’s look at when reviewing an application?
Answered on Friday, November 13th, 2015 by
Amy Miller

It is hard to say which one of the three major credit bureaus is used most by the banks and credit card issuers to view credit scores. Every bank has its own preferences and one bank may pull different reports in different states. Some banks pull credit reports from all three major credit bureaus. Therefore, we recommend you to choose a credit card or a bank to apply with – you can use our card finder tool for it – and then find out which credit reports are usually pulled by this bank in your state.

Other Popular Credit Card Banks FAQs

Here are FICO scores for each credit rating: – Excellent: 750-850 – Good: 700-749 – Fair: 640-699 – Bad: 350-639 The scoring model of different credit bureaus may slightly differ because each credit bureaus uses its own formula but the average numbers are as shown above.

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The credit card companies and banks do not have an obligation to send a copy of credit report to consumers. You can call the company and ask them to send you a copy of your credit report. The company may send you the copy or may not, depends on their policy and practice. You can […]

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