Will banks use my personal credit history to see if I'm eligible for a small business credit card?

Answered on August 04, 2010
Updated on August 04, 2010
The content is accurate at the time of publication and is subject to change.
James Williams James Williams
When you submit an application for a small business credit card, issuing bank reviews both your personal and business credit histories. To determine if they want to approve you for a credit card and what terms to qualify you for, they will pull both your credit reports. Make sure that business credit bureaus and personal credit bureaus have accurate information. Your valid business license and insurance are also good signs for the bank, proving you run a legitimate business. If you are just starting your own small business, you can apply for small business credit cards that may help you save money, earn rewards on business related purchases and build business credit.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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