I shop at Best Buy frequently, but I do not want to apply for their credit card because I trust only major banks. Could you recommend me card with rewards for shopping at Best Buy?

Answered on August 24, 2017
Updated on August 24, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
The best strategy to earn rewards for shopping is to apply for a general rewards credit card that offers decent cash back, points or miles rewards on all purchases. We would recommend you apply for the Discover it® Cash Back credit card because you will have all your cash back matched at the end of your first year (provided you are a new cardmember). Cash back rewards are as following: you will earn 5% cash back in rotating categories (up to the quarterly maximum) and 1% cash back everywhere else. The 5% cash back requires enrolment, so make sure you join in every time a category changes, that's only four times a year. The card has no annual fee and no foreign transaction fees.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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A credit card with 0% intro APR, rewards program and 0% annual fee would be a good option for you. For example, the Discover it® Cash Back credit card has all those benefits. First of all, you will have 0% intro APR for 14 months on purchases and balance transfers. When this promo rate is over, an ongoing interest rate of 13.49% - 24.49% Variable will apply. Second, all your purchases will earn cash back. Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. All other purchases will earn unlimited cash back - automatically.
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