Is Fingerhut a real card and where can I use it? Is it worth applying for?
Answered on Monday, February 19th, 2018 by
Amy Miller

The Fingerhut Credit Account is for shopping only at There is no annual fee and there is no over-the-limit fee. Fingerhut offers a $500 credit limit. Also the issuer reports to the credit bureaus, which means you will be able to build a good credit history. This card is good only for Fingerhut purchases. If you want a credit card, which will be accepted anywhere, consider credit cards for consumers with a bad credit history.

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No, it can’t be used for cash advances. The Horizon Gold credit card can only be used to make purchases through the Horizon Outlet website or catalog. This is a shopping card, not a credit card. Cash advance features are only available to the credit card owners. Credit cards are not the best source of […]

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Yes, you can. If you use your Fingerhut account to make purchases, your credit performance will be reported to the credit bureaus. All late payments, missed payments, or other defaults on your account will be reflected in your credit report. To build a good credit, you should pay on time, at least minimum payments, do […]

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