Comenity Bank

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You may not know but the chances are you already have a Comenity Bank credit card in your pocket. Comenity® is one of the major issuers of co-branded and store credit cards in the U.S. The bank issues such cards like Victoria’s Secret credit card, Total Rewards card and many, many others. Your store card can also be issued and serviced by Comenity. Credit cards issued by Comenity Bank can be for in-store use only, or may be used everywhere like regular cards.

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Credit One Bank® Platinum Visa® with Cash Back Rewards
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Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply

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Consumer Rating: 5 / 5
Discover it® Cash Back
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Excellent, Good 0% (14 months) 13.99% - 24.99% Variable $0
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Consumer Rating: 5 / 5
Milestone® Mastercard® with Free Choice of Card Image
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Fair / Good N/A 23.9% $35 - $99*
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Consumer Rating: 4 / 5
Discover it® chrome
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Excellent, Good 0% (14 months) 13.99% - 24.99% Variable $0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
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Consumer Rating: 5 / 5
WebBank/Fingerhut Credit Account
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Bad n/a See Terms $0
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
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Consumer Rating: 4 / 5
Horizon Gold
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Bad n/a 0.00% See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Consumer Rating: 4 / 5
GET YOUR OFFER MATCH
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Comenity Bank Credit Cards

Comenity is one company under which two banks operate: Comenity Bank and Comenity Capital Bank. These two banks are former World Financial Network National Bank (WFNNB) and World Financial Capital Bank (WFCB), respectively. Both banks build credit card programs for many top U.S. retailers to offer store credit cards to their consumers.

Comenity credit card programs are designed to improve consumer experience with brands they love. Comenity Bank provides services to make the account management easy. The bank provides online account access and different payment options. Also, if you need an additional card or a replacement card, the bank will issue a new card for free.

Most Comenity credit cards are store credit cards and as a result are not accepted outside a particular retailer. However, Comenity issues Visa credit cards and Mastercard cards as well. These cards can be used everywhere and not only at a particular retailer.
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