Card
Network

AMEX
Bank

USAA Federal Savings Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Good - Excellent
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined

CARD DETAILS

  • Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
  • Earn 2% on your first $3,000 on supermarket purchases per year
  • Unlimited 1% cash back on all other purchases
  • USAA membership is available to active and former military and their eligible family members
+ Pros
  • Credit card with chip technology.
  • Card with cashback rewards.
  • No annual fee.

REWARDS: Cash Back

Rewards Program
  • Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
  • Earn 2% on your first $3,000 on supermarket purchases per year
  • Unlimited 1% cash back on all other purchases
Rewards Bonus
No Rewards Bonus

PURCHASES

Intro
APR

N/A
Ongoing
APR

13.90% - 27.90% Variable
Penalty
APR

None
Minimum Grace
Period

25 days
Minimum Interest
Charge

None

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

13.90% - 27.90% Variable
Balance Transfer
Fee

3% on balance transfers and cash advances; $200 maximum
Penalty
APR

None
Minimum Grace
Period

0 days

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

13.90% - 27.90% Variable
Cash Advance
Fee

3% on balance transfers and cash advances; $200 maximum
Penalty
APR

None
Minimum Grace
Period

0 days

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$0
Foreign Transaction
Fee

None
Late Payment
Fee

Up to $354
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