This offer is not available in Colorado, Illinois, Massachusetts, West Virginia, Wisconsin. See offers for your state

Card
Network

Mastercard®
Bank

Celtic Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

All Credit Types Welcome to Apply

This offer is not available in Colorado, Illinois, Massachusetts, West Virginia, Wisconsin. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in Colorado, Illinois, Massachusetts, West Virginia, Wisconsin. See offers for your state

MAIN CARD FEATURE

1% Cash Back rewards on every purchase

CARD DETAILS

  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash Back rewards on every purchase
  • Free access to your Vantage 3.0 Score from Experian (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required
+ Pros
  • Cash back rewards.
  • Free credit score.
  • Credit limit increase opportunities.
- Cons
  • High annual fee and security deposit.

REWARDS: Cash Back

Rewards Program
1% Cash Back rewards on every purchase

PURCHASES

Intro
APR

N/A
Ongoing
APR

19.99% Variable
Penalty
APR

See terms
Minimum Grace
Period

25 days
Minimum Interest
Charge

None

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

19.99% Variable
Cash Advance
Fee

Either $5.00 or 5% of the amount of each cash advance, whichever is greater
Penalty
APR

See Terms
Minimum Grace
Period

N/A

GENERAL FEES

Application Processing
Fee

N/A
Annual
Fee

$69
Foreign Transaction
Fee

3% of each transaction in U.S. dollars.
Late Payment
Fee

Up to $41.00
Card Overall Rating
APPLY
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