This offer is not available in Colorado, Illinois, Massachusetts, West Virginia, Wisconsin. See offers for your state

Card
Network

Mastercard®
Bank

Celtic Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Poor/None

This offer is not available in Colorado, Illinois, Massachusetts, West Virginia, Wisconsin. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in Colorado, Illinois, Massachusetts, West Virginia, Wisconsin. See offers for your state

MAIN CARD FEATURE

1% Cash back Rewards on every purchase

CARD DETAILS

  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash back Rewards on every purchase
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required
+ Pros
  • Cash back rewards.
  • Free credit score.
  • Credit limit increase opportunities.
- Cons
  • High annual fee and security deposit.

REWARDS: Cash Back

Rewards Program
1% Cash back Rewards on every purchase

PURCHASES

Intro
APR

N/A
Ongoing
APR

19.99%
Penalty
APR

See terms
Minimum Grace
Period

25 days
Minimum Interest
Charge

None

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

19.99%
Cash Advance
Fee

Either $5.00 or 5% of the amount of each cash advance, whichever is greater
Penalty
APR

See Terms
Minimum Grace
Period

N/A

GENERAL FEES

Application Processing
Fee

N/A
Annual
Fee

$69
Foreign Transaction
Fee

3% of each transaction in U.S. dollars.
Late Payment
Fee

Up to $40.00
Card Overall Rating
APPLY
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