Card
Mastercard®
Network
Mastercard®
Bank
Coastal Community Bank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Good / Fair / Bad / Limited / No
Recommended
Good / Fair / Bad / Limited / No
MAIN CARD FEATURE
While you wait for your Prosper® Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard app, or Prosper.com
CARD DETAILS
- No annual fee for the first year with AutoPay*
- No security deposit required
- We don't charge fees for ATM cash withdrawals**
- Initial credit limit up to $3,000
- We regularly report on your credit card performance to help you establish credit history
- Zero fraud liability (which offers protection against unauthorized purchases)
- While you wait for your Prosper® Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard app, or Prosper.com
- Choose a monthly payment date that works for you
- Free mobile app—MyProsperCard
- Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International
+ Pros
- High initial credit limit.
- No security deposit.
- Instant access to credit.
- Cons
- Annual fee.
NO REWARDS FOR THIS CARD
PURCHASES
Intro
N/A APR
Penalty
N/A APR
Minimum Grace
See terms Period
Minimum Interest
No less than $1.00 (ME residents no more than $0.50) Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
N/A APR
Balance Transfer
N/A Fee
Penalty
N/A APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
N/A APR
Ongoing
35.24% Variable APR
Cash Advance
None Fee
Penalty
N/A APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
See terms Fee
Annual
$39 (waived for the first year if you sign up for autopay before your first statement) Fee
Foreign Transaction
1% of the transaction amount Fee
Late Payment
Up to $40 per late payment Fee
Have Questions?
ASK OUR EXPERT!
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