Card
Visa®
Network
Visa®
Bank
WebBank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Fair/Bad/Limited/No Credit
Recommended
Fair/Bad/Limited/No Credit
MAIN CARD FEATURE
$0 Annual Fee
CARD DETAILS
- $0 Annual Fee
- Variable APRs range from 24.99% - 34.49%
- $300 - $5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- 2% - 10% cash back at select merchants
- See if you're pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank
+ Pros
- No annual fee.
- Good for building credit.
- Reasonable credit limits and competitive rates.
PURCHASES
Intro
N/A APR
Ongoing
24.99% - 34.49% Variable APR
Penalty
See terms APR
Minimum Grace
See terms Period
Minimum Interest
See terms Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
See terms APR
Balance Transfer
N/A Fee
Penalty
See terms APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
N/A APR
Ongoing
N/A APR
Cash Advance
N/A Fee
Penalty
See terms APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
$0 Fee
Annual
$0 Fee
Foreign Transaction
$0 Fee
Late Payment
Late fees up to $29 for first late payment, $40 for second late payment. Fee
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