Card
Network

Visa
Bank

Pentagon Federal Credit Union
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Good/Excellent
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

1.5% Cash Back on all purchases made with your card

CARD DETAILS

  • Earn Cash Back for Everyday Purchases
  • No Caps. No Limits. No Gimmicks.
  • 2% Cash Back on all purchases for PenFed Honors Advantage Members
  • 1.5% Cash Back on all purchases made with your card
  • $100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR: 17.99%
  • Refer to PenFed.org for Terms/Conditions
+ Pros
  • Cash Back on all purchases.
  • Bonus Offer Statement Credit.
  • Balance Transfers Promo APR for 12 months.
  • No annual and foreign transaction fees.

REWARDS: Cash Back

Rewards Program
  • Earn Cash Back for Everyday Purchases
  • 2% Cash Back on all purchases for PenFed Honors Advantage Members
  • 1.5% Cash Back on all purchases made with your card
  • $100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
Rewards Bonus
$100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
Redemption Options
You can redeem your Platinum Reward Points for statement credit, deposit them into PenFed Account or transfer to another financial institution.µ

PURCHASES

Intro
APR

N/A
Ongoing
APR

17.99% Variable
Penalty
APR

See Terms
Minimum Grace
Period

At least 25 days
Minimum Interest
Charge

None

BALANCE TRANSFERS

Intro
APR

0% (12 months on balance transfers made in the first 90 days after account opening)
Ongoing
APR

17.99% on balance transfers
Balance Transfer
Fee

3% fee applies to each transfer
Penalty
APR

See Terms
Minimum Grace
Period

At least 25 days

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

See Terms
Cash Advance
Fee

See Terms
Penalty
APR

See Terms
Minimum Grace
Period

At least 25 days

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$0
Foreign Transaction
Fee

None
Late Payment
Fee

See Terms
Card Overall Rating
APPLY
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION

SEE OTHER RECOMMENDED OFFERS

CONSUMER DISCUSSION
NEED CREDIT OFFERS THAT SUIT YOUR STATE?
Choose your credit history and state and we will show you some great options
NEXT>
HERE ARE THE BEST DEALS FOR YOU
< BACK
SORRY!

Nothing was found, please check Best Credit Cards of 2022 to see more options for you!