Credit Card Offers SYNCHRONY BANK PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

APPLY

Card

Network

Mastercard®

Bank

SYNCHRONY BANK

Issuing

Country

United States

User

MAIN CARD FEATURE

Earn unlimited cash back at millions of merchants. No restrictions. No rotating categories. No annual fee.²⁷²

GOOD FOR:

CARD DETAILS

Earn unlimited cash back at millions of merchants. No restrictions. No rotating categories. No annual fee.²⁷²
Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
Earn 2% cash back everywhere else Mastercard is accepted.
Easily redeem the cash rewards you earn to PayPal anytime, anywhere with the PayPal app and PayPal.com. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.

+ Pros

Unlimited cash back rewards.
Mastercard-branded card.
No annual fee.

- Cons

PayPal account is required.

REWARDS: Cash Back

Rewards Program

Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
Earn 2% cash back everywhere else Mastercard is accepted.

Rewards Bonus
No Rewards Bonus

Redemption Options
Easily redeem the cash rewards you earn to PayPal anytime, anywhere with the PayPal app and PayPal.com. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.

PURCHASES

Intro

APR

N/A

Ongoing

APR

20.24% - 32.24% Variable APR as of 9/1/2023²⁷²

Penalty

APR

N/A

Minimum Grace

Period

See terms

Minimum Interest

Charge

See terms

BALANCE TRANSFERS

Intro

APR

N/A

Ongoing

APR

N/A

Balance Transfer

Fee

N/A

Penalty

APR

N/A

Minimum Grace

Period

N/A

CASH ADVANCE

Intro

APR

N/A

Ongoing

APR

32.24% Variable APR as of 9/1/2023²⁷²

Cash Advance

Fee

Either $10.00 or 5% of the amount of each cash advance, whichever is greater.

Penalty

APR

N/A

Minimum Grace

Period

See terms

GENERAL FEES

Application Processing

Fee

See terms

Annual

Fee

None

Foreign Transaction

Fee

3% of each transaction.

Late Payment

Fee

Up to $40.00

PayPal Cashback Mastercard®

Card Overall Rating

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