Card
Network

Mastercard®
Bank

Genesis FS Card Services
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Fair / Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Applying is quick and easy with our fast decision process
Fair Credit Good Credit Mastercard

CARD DETAILS

  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
+ Pros
  • Mobile account access.
  • Free custom card design.
  • Reports to credit bureaus.
- Cons
  • Has a high annual fee.

PURCHASES

Intro
APR

N/A
Ongoing
APR

23.9%
Penalty
APR

29.9%
Minimum Grace
Period

25 days
Minimum Interest
Charge

$0.50

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

29.9%
Minimum Grace
Period

n/a

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

29.9%
Cash Advance
Fee

$0 during the first year; after the first year, 5% ($5 min, $100 max)
Penalty
APR

29.9%
Minimum Grace
Period

n/a

GENERAL FEES

Application Processing
Fee

See Terms*
Annual
Fee

$35 - $99*
Foreign Transaction
Fee

1%
Late Payment
Fee

Up to $38
Have Questions?
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CONSUMER DISCUSSION

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