Card
Network

Mastercard®
Bank

KeyBank
Issuing
Country

United States
User
Category

Student
Card
Type

Unsecured
Credit
Recommended

Excellent/Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

For a limited time earn $300 in cashback rewards towards any eligible student loan after you spend $3,000 in the first 90 days of account opening.

CARD DETAILS

  • For a limited time earn $300 in cashback rewards towards any eligible student loan after you spend $3,000 in the first 90 days of account opening.
  • 2% cashback towards eligible student loans.
  • 1% cashback towards anything else.
  • No annual fee.
  • No foreign transaction fees.
  • No interest for the first 12 months on balance transfers made in the first 60 days.
  • The first credit card that lets you redeem cashback towards your student loans with any eligible servicer.
+ Pros
  • Cashback rewards.
  • Pay down student loans with cashback rewards.
  • No annual fee.
- Cons
  • Not all student loan services are eligible.

REWARDS: Cash Back

Rewards Program
  • 2% cashback towards eligible student loans.
  • 1% cashback towards anything else.
Rewards Bonus
For a limited time earn $300 in cashback rewards towards any eligible student loan after you spend $3,000 in the first 90 days of account opening.

PURCHASES

Intro
APR

N/A
Ongoing
APR

19.24% - 28.24% (Variable)
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

0% Introductory APR for the first 12 monthly billing cycles
Ongoing
APR

19.24% - 28.24% (Variable)
Balance Transfer
Fee

Either $10.00 or 3% of the amount of each transaction, whichever is greater.
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

29.24% (Variable)
Cash Advance
Fee

Either $10.00 or 4% of the amount of each transaction, whichever is greater.
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

$0
Annual
Fee

$0
Foreign Transaction
Fee

0% of the amount of each foreign transaction after its conversion into U.S. Dollars. Refer to Terms & Conditions.
Late Payment
Fee

Up to $39.00
Have Questions?
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