Card
Mastercard
Network
Mastercard
Bank
Goldman Sachs Bank USA
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent/Good/660+
Recommended
Excellent/Good/660+
MAIN CARD FEATURE
Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
CARD DETAILS
- Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
- Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
- Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
- Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
- 0% intro APR on purchases for the first 12 months, then a variable APR of 20.24% to 29.99%
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
- Terms Apply. Subject to credit approval
+ Pros
- Unlimited rewards on all purchases.
- Welcome bonus offer.
- Intro APR on purchases.
- No annual fee, no foreign transaction fees, or cash advance fees.
REWARDS: points
Rewards Program
- Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
- Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
- Redeem your unlimited points toward an eligible, new GM vehicle purchase or lease, paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®
Rewards Bonus
Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
Redemption Options
Redeem your unlimited points toward an eligible, new GM vehicle purchase or lease, paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®
Redeem your unlimited points toward an eligible, new GM vehicle purchase or lease, paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®
PURCHASES
Intro
0% (12 Months) APR
Ongoing
20.24% to 29.99% variable purchase APR based on creditworthiness. Rates as of 8/1/2023 APR
*Rates and Terms and Benefit Terms
Penalty
None APR
Minimum Grace
See terms Period
Minimum Interest
See terms Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
N/A APR
Balance Transfer
N/A Fee
Penalty
N/A APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
N/A APR
Ongoing
29.99% APR
Cash Advance
None Fee
Penalty
None APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
None Fee
Annual
None Fee
Foreign Transaction
None Fee
Late Payment
Up to $40 Fee
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