GM Business Card™ Application
Compare
APPLY
on Goldman Sachs' secure website
Card
Network

Mastercard
Bank

Goldman Sachs Bank USA
Issuing
Country

United States
User
Category

Business
Card
Type

Unsecured
Credit
Recommended

Excellent/Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on purchases everywhere else.*

CARD DETAILS

  • Get the business card that turns purchases into Earnings. Redeem Earnings towards a new GM vehicle and no annual fee.*
  • Get $750 in Bonus Earnings towards the purchase or lease of eligible, new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.*
  • 0% Intro APR on purchases for the first 12 months, variable of 18.24% to 28.24% APR after.*
  • 5% in Earnings on GM dealership parts, accessories or service purchases.*
  • 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on purchases everywhere else.*
  • No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply.*
  • See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
  • Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Subject to credit approval.
+ Pros
  • Rewards on every purchase.
  • Intro APR offer on purchases.
  • No annual fee.
  • Added benefits.

REWARDS: earnings

Rewards Program
  • Get $750 in Bonus Earnings towards the purchase or lease of eligible, new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.*
  • 5% in Earnings on GM dealership parts, accessories or service purchases.*
  • 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on purchases everywhere else.*
Rewards Bonus
Get $750 in Bonus Earnings towards the purchase or lease of eligible, new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.*
Redemption Options
Redeem Earnings when buying or leasing an eligible GM vehicle with no redemption limits. Earnings may not be redeemed for any other use.

PURCHASES

Intro
APR

0% (12 Months)*
Ongoing
APR

18.24% to 28.24% variable purchase APR based on creditworthiness. Rates as of 1/1/2023*
*Rates and Terms and Benefit Terms
Penalty
APR

None*
Minimum Grace
Period

See terms*
Minimum Interest
Charge

See terms*

BALANCE TRANSFERS

Intro
APR

N/A*
Ongoing
APR

N/A*
Balance Transfer
Fee

N/A*
Penalty
APR

N/A*
Minimum Grace
Period

See terms*

CASH ADVANCE

Intro
APR

N/A*
Ongoing
APR

29.99%*
Cash Advance
Fee

None*
Penalty
APR

None*
Minimum Grace
Period

See terms*

GENERAL FEES

Application Processing
Fee

None*
Annual
Fee

None*
Foreign Transaction
Fee

None*
Late Payment
Fee

Up to $40*
Card Overall Rating
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on Goldman Sachs' secure website
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