This offer is not available in New York and Wisconsin. See offers for your state

Card
Network

Mastercard
Bank

PREMIER Bankcard®
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Bad / Limited / No

This offer is not available in New York and Wisconsin. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in New York and Wisconsin. See offers for your state

MAIN CARD FEATURE

There’s no checking account required.

CARD DETAILS

  • There’s no checking account required.
  • When you need assistance, our award-winning, U.S.-based Customer Service representatives are there to help.
  • After six months of responsible secured card use you may be eligible§ to apply for an unsecured PREMIER Bankcard® Mastercard®.
  • §PREMIER Bankcard® Mastercard® available upon invitation after you’ve been with us for six months and have kept your account in good standing (on-time payments and staying within credit limit).
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply.§§
  • §§If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act.
+ Pros
  • Perfect credit not required.
  • Reports to the major Consumer Reporting Agencies.
  • Opportunity to apply for an unsecured credit card.
- Cons
  • Annual fee.

PURCHASES

Intro
APR

N/A
Ongoing
APR

See Provider Website
Penalty
APR

N/A
Minimum Grace
Period

See Provider Website
Minimum Interest
Charge

See Provider Website

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

See Provider Website

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

See Provider Website
Cash Advance
Fee

See Provider Website
Penalty
APR

N/A
Minimum Grace
Period

See Provider Website

GENERAL FEES

Application Processing
Fee

See Provider Website
Annual
Fee

See Provider Website
Foreign Transaction
Fee

See Provider Website
Late Payment
Fee

See Provider Website
Card Overall Rating
APPLY
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