Card
Mastercard
Network
Mastercard
Bank
Evolve Bank & Trust
Issuing
United States
Country
United States
Card
Debit
Type
Debit
Rewards
Points
Program
Points
Credit
All Credit Types Considered
Recommended
All Credit Types Considered
MAIN CARD FEATURE
Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.1
CARD DETAILS
- Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.1
- No interest. No credit checks. No deposit required.
- Track your spending & credit score—follow your progress with Credit Journey on the Extra App
- Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store1
- Use your bank—keep your money where you want, while spending smarter with Extra.1
- 1The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.
+ Pros
- Helps build your credit history.
- Earns reward points everywhere.
- Comes with no credit checks and interest charges.
- Cons
- Requires a bank account.
MAINTENANCE FEES
Activation
$0 Fee
Monthly
See terms Fee
Paper Statement
See terms Fee
USAGE LIMITS
Daily Deposit
See terms Limit
Daily Cash Withdrawal
See terms Limit
Maximum Card
See terms Balance
OVERDRAFT
Overdraft
Yes Available
Overdraft
See terms Fee
Maximum Overdraft
See terms Limit
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION
ASK OUR EXPERT!
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CONSUMER DISCUSSION