Card
Network

Discover
Bank

Discover Card
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent, Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.

CARD DETAILS

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
+ Pros
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.

REWARDS PROGRAM

Rewards Type
cash back
Rewards Rate
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
Bonus Reward
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.

See how many rewards you can earn with every purchase

Rewards

If you
spend

Annual
Rewards

1%cash back per $1 spent on travel $180on travel each month $22cash back a year
1%cash back per $1 spent on dining $250on dining each month $60cash back a year
1%cash back per $1 spent on entertainment $200on entertainment each month $24cash back a year
up to 1%cash back per $1 spent on gas $350on gas each month up to $84cash back a year
5%cash back per $1 spent on groceries $350on groceries each month $84cash back a year
1%cash back per $1 spent on all other purchases $1,800on everything else each month $216cash back a year
Special Offer
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
$490cash back
=up to $980

cash back

for the first year

5% cash back is given for purchases in specific categories only. These categories change every quarter and you need to activate it each time a new category starts. 5% cash back is earned on up to $1,500 in purchases in the current category. When the category limit is reached, you will continue earning 1% cash back in this category and on all purchases.
This calculation is provided by BestCreditOffers.com for informational purposes only and it is not sponsored by any of our partners. The results of this calculation are hypothetical and are not influenced by payment considerations. The calculation is based on data applicable to an average U.S. consumer. BestCreditOffers.com is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of this calculation.

PURCHASES

Intro
APR

0% (14 months)
Ongoing
APR

13.49% - 24.49% Variable
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

0% (14 months)
Ongoing
APR

See terms
Balance Transfer
Fee

3%
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

See terms
Ongoing
APR

26.49% Variable
Cash Advance
Fee

See terms
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$0
Foreign Transaction
Fee

None
Late Payment
Fee

See terms
Discover it® - Cashback Match™ Application
Compare now (51) »
Card Overall Rating
APPLY
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION

SEE OTHER RECOMMENDED OFFERS

CONSUMER DISCUSSION