Card
DISCOVER
Network
DISCOVER
Bank
Discover Card
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent/Good
Recommended
Excellent/Good
MAIN CARD FEATURE
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
CARD DETAILS
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- 100% U.S. based customer service.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
+ Pros
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back any amount, any time. Rewards never expire.
REWARDS: Cashback
Rewards Program
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back any amount, any time. Rewards never expire.
Rewards Bonus
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Redemption Options
Redeem cash back any amount, any time. Rewards never expire.
Redeem cash back any amount, any time. Rewards never expire.
PURCHASES
Intro
0% (6 months) APR
Penalty
See terms APR
Minimum Grace
See terms Period
Minimum Interest
See terms Charge
BALANCE TRANSFERS
Intro
0% (18 months) APR
Ongoing
13.74% - 24.74% Variable APR
Balance Transfer
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* Fee
Penalty
See terms APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
See terms APR
Ongoing
26.74% Variable APR
Cash Advance
See terms Fee
Penalty
See terms APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
See terms Fee
Annual
$0 Fee
Foreign Transaction
None Fee
Late Payment
See terms Fee
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