Current Application
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Card
Network

Visa®
Bank

Metropolitan Commercial Bank
Issuing
Country

United States
Card
Type

Prepaid
Rewards
Program

Points
Credit
Recommended

Any Credit
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Members can instantly send money for free to friends and family with Current Pay.

CARD DETAILS

  • Member funds are insured up to $250,000. Deposits are insured through Current's partner bank, Choice Financial Group, Member FDIC.
  • Current offers accounts for everyone, including teens.
  • Members receive instant spending notifications every time you swipe your card for added security.
  • Members can instantly send money for free to friends and family with Current Pay.
  • Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.
+ Pros
  • All credit types welcome to apply, including teens.
  • No minimum balance and hidden fees.
  • Easy check deposits from the phone.
- Cons
  • Third party or external debit card deposit fees may apply.

MAINTENANCE FEES

Activation
Fee

N/A
Monthly
Fee

Basic Account Free, Premium Account $4.99/mo
Paper Statement
Fee

N/A

USAGE LIMITS

Daily Deposit
Limit

N/A
Daily Cash Withdrawal
Limit

$500
Maximum Card
Balance

No

OVERDRAFT

Overdraft
Available

Yes
Overdraft
Fee

$0
Maximum Overdraft
Limit

$100

Current Application
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Card Overall Rating
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