Card
Network

Visa®
Bank

Credit One Bank®
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Fair
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Find out if you Pre-Qualify without harming your credit score

CARD DETAILS

  • Find out if you Pre-Qualify without harming your credit score
  • Eligible purchases earn 1% cash back rewards automatically, terms apply
  • Get a credit line between $300 and $3,000 based on your credit history
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Choose your monthly payment due date for added convenience, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • View your Experian credit score online for free, terms apply
+ Pros
  • Pre-Qualify without harming your credit score.
  • Credit line between $300 and $3,000.
  • Get 1% cash back on eligible purchases.
- Cons
  • Has a foreign transaction fee.

REWARDS PROGRAM

Rewards Type
Cash Back
Rewards Rate
Eligible purchases earn 1% cash back rewards automatically, terms apply

See how many rewards you can earn with every purchase

Rewards

If you
spend

Annual
Rewards

1%Cash Back per $1 spent on travel $180on travel each month $22Cash Back a year
1%Cash Back per $1 spent on dining $250on dining each month $30Cash Back a year
1%Cash Back per $1 spent on entertainment $200on entertainment each month $24Cash Back a year
1%Cash Back per $1 spent on gas $350on gas each month $42Cash Back a year
1%Cash Back per $1 spent on groceries $350on groceries each month $42Cash Back a year
1%Cash Back per $1 spent on all other purchases $1,800on everything else each month $216Cash Back a year
= $376

Cash Back

for the first year

This calculation is provided by BestCreditOffers.com for informational purposes only and it is not sponsored by any of our partners. The results of this calculation are hypothetical and are not influenced by payment considerations. The calculation is based on data applicable to an average U.S. consumer. BestCreditOffers.com is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of this calculation.

PURCHASES

Intro
APR

N/A
Ongoing
APR

17.49% - 25.49% Variable
Penalty
APR

See terms
Minimum Grace
Period

0 or 24 Days (see terms)
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

See terms
Minimum Grace
Period

0 or 24 Days (see terms)

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

19.40% - 25.49% Variable
Cash Advance
Fee

$5.00/8% or $10.00/3%, whichever is greater (see terms)
Penalty
APR

See terms
Minimum Grace
Period

0 or 24 Days (see terms)

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$0 - $99
Foreign Transaction
Fee

3% or $1.00, whichever is greater
Late Payment
Fee

Up to $37
Card Overall Rating
APPLY
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