Card
Network

Visa®
Bank

Applied Bank®
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Poor/Limited
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Fast and Easy Application and Approval Process! Click “Apply Now” to apply online

CARD DETAILS

  • Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
  • Reports to All Three Major Credit Bureaus
  • Access Additional Credit with On-Time Payments and Responsible Usage
  • Fixed APR and Manageable Monthly Payments
  • A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.
+ Pros
  • Easy approval in less than a minute!
  • Reports to three Major Credit Bureaus.
  • No penalty rate.
- Cons
  • Has a one-time processing fee.

PURCHASES

Intro
APR

N/A
Ongoing
APR

See terms
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

See terms
Cash Advance
Fee

See terms
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

See terms
Foreign Transaction
Fee

See terms
Late Payment
Fee

See terms
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