Card
Mastercard
Network
Mastercard
Bank
Amalgamated Bank of Chicago
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent
Recommended
Excellent
MAIN CARD FEATURE
0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
CARD DETAILS
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It's simple: $1 = 1 Point
- No Annual Fee
- Select Your Rewards Your Way
- No Foreign Transaction Fee
+ Pros
- 0% intro APR on purchases.
- Unlimited point rewards.
- No annual fee.
- No Foreign Transaction Fee.
- Cons
- Balance transfer fee applies.
REWARDS: Points
Rewards Program
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It's simple: $1 = 1 Point
Rewards Bonus
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
PURCHASES
Intro
0% (12 months on Purchases) APR
Ongoing
12.90% - 22.90% Variable APR APR
Penalty
N/A APR
Minimum Grace
25 days Period
Minimum Interest
N/A Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
12.90% - 22.90% Variable APR APR
Balance Transfer
3% of each balance transfer (minimum $5) Fee
Penalty
N/A APR
Minimum Grace
N/A Period
CASH ADVANCE
Intro
N/A APR
Ongoing
24.99% Variable APR APR
Cash Advance
5% of each advance (minimum $10) Fee
Penalty
N/A APR
Minimum Grace
N/A Period
GENERAL FEES
Application Processing
See terms Fee
Annual
$0 Fee
Foreign Transaction
No Fee
Late Payment
Up to $35 Fee
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