Shopping Card Offers for 2021

Shopping credit cards, also known as catalog credit cards, are created for those who prefer shopping online to in-store shopping. These credit cards are good for consumers with poor or bad credit history. Despite the fact that these credit cards can only be used to purchase merchandise at a particular merchant, they still give you the opportunity to build or rebuild your credit history. Your credit activity will be reported to one or three major credit bureaus.
Most shopping credit cards offer guaranteed approval, no credit or employment check, unsecured credit line, and some other benefits. Consider the offers below to find the best card for easy shopping.

October 2021: BEST SHOPPING CREDIT OFFERS

Regular APR
Annual Fee
Credit Check
Instant Response

    More Shopping Cards

    Group One Freedom Card Application
    Compare now (14) »
    4
    Card Overall Rating
    • Bad Credit, Low Score? No Problem!
    • Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
    • Build your Credit with responsible handling of your account
    • Receive a $750 Credit Line
    • Easy Application with Immediate Results
    • No Credit Check
    Regular APR
    0.00%
    Annual Fee
    See terms
    Credit Check
    No
    Instant Response
    Yes
    Merit Platinum Card Application
    Compare now (14) »
    4
    Card Overall Rating
    Fair/Bad/No Credit
    • Bad Credit, No Credit? No Problem!
    • Reports to Major Credit Bureau
    • Fast and Easy Application
    • No Employment or Credit Check
    Regular APR
    0.00%
    Annual Fee
    See terms
    Credit Check
    No
    Instant Response
    Yes
    4
    Card Overall Rating
    Poor to Good Credit
    • All the benefits of a Mastercard, without a security deposit
    • Keeping your account in good standing may help establish and/or improve your credit history
    • Less than perfect credit is okay, even with a prior bankruptcy!
    • Prequalify for a card today and it will not impact your credit score
    • Reports to all three major credit bureaus
    Regular APR
    24.9%
    Annual Fee
    $59-$99
    Credit Check
    Yes
    Instant Response
    Yes
    Net First Platinum Application
    Compare now (14) »
    4
    Card Overall Rating
    Damaged credit to Fair credit
    • Instant Approval / $750 Credit Line!
    • No Employment or Credit Check
    • Reports to Major Bureau
    • Bad Credit, No Credit - OK
    • Always 0.0% APR
    • Fast Online Applications
    • *See Card for Details
    Regular APR
    0.00%
    Annual Fee
    See website for Details*
    Credit Check
    No
    Instant Response
    Yes

    Making Online Shopping Easy

    Today many people purchase merchandise within online catalogs or websites because they can find everything they need at one place without even leaving the sofa. Some of them prefer one particular merchant and others shop at various merchants searching for the lowest possible price. Especially for such consumers there are shopping credit cards or catalog credit cards with different perks like discounts, benefits, specialties, and rewards.

    Amid benefits you will see such features as no credit check, large credit line, reporting to the credit bureaus, and some other. All in all shopping credit cards are like general credit cards but there is one important difference. The shopping credit cards can be used exclusively at one particular online catalog or its partners. You can't pay with this card at the restaurants or book a hotel room.

    Consider catalog cards as a convenient way to pay for your purchases while you are building up your credit history. But convenient doesn't often mean easy. Because catalog cards may have higher-than-average interest rates accompanied with high fees, and this is without taking into account shipping costs. So get aware of possible costs - read carefully terms and conditions before you apply for a card.

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    This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

    Not Sure Which Card to Choose?

    Ask Our Experts or Read Credit Card FAQs
    If you use a shopping card of one particular retailer, it's usually linked to this retailer and it's impossible to use this card outside. However, if it's a Mastercard or Visa card, then you can use it anywhere Mastercard and Visa are accepted....
    There are a lot of cards that will give you rewards when you shop at retail stores. Usually retail stores try to offer you a co-branded card with a discount on this brand's purchases, some minor rewards or special financing. However, you pay for...
    Generally, you are able to build credit using a credit card if it reports to a major bureau. Some of the store cards report to credit bureaus, but it's better to check this before applying for a card. And sometimes the issuers report only to one...
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