Best Alternatives to Barclays Credit Cards

Barclays provides financial services to millions of customers around the world. The bank offers different payment products including credit cards. Barclays credit cards come with rewards opportunities and special financing offers. Barclays partners with top U.S. companies to deliver various credit card programs for any need. We do not offer Barclays credit cards, but you can find similar or even better credit card offers from our partners.

April 2025: Best Rewards Credit Card Alternative

Surge® Platinum Mastercard® Application
Compare now (13) »
4
Card Overall Rating
Bad, Fair, Good Credit
Intro APR on Purchases
See website for Details*
Intro APR on Balance Transfers
See website for Details*
Ongoing APR
35.90% Fixed
Annual Fee
$75 - $125
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.

This offer is not available in Colorado, Minnesota, Washington, West Virginia.

Other Alternatives to Barclays Credit Cards

Surge® Platinum Mastercard® Application
Compare now (13) »

This offer is not available in Colorado, Minnesota, Washington, West Virginia.

4
Card Overall Rating
Bad, Fair, Good Credit
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

This offer is not available in Colorado, Minnesota, Washington, West Virginia.

Intro APR on Purchases
See website for Details*
Intro APR on Balance Transfers
See website for Details*
Ongoing APR
35.90% Fixed
Annual Fee
$75 - $125
4
Card Overall Rating
Good/Excellent Credit
  • Great offers for good credit!
  • 0% Intro APR on Purchases or Balance Transfers. A variable go-to APR applies after that.
  • Balance transfer fee is between 3% and 5% of the amount of each transfer.
  • Redeem earned rewards towards travel, gift cards and more.
  • No annual fee.
Intro APR on Purchases
0% (up to 21 months)
Intro APR on Balance Transfers
0% (up to 21 months)
Ongoing APR
Annual Fee
See terms

Credit Cards by Barclays

Barclays came to the U.S. with the acquisition of Juniper Bank. As a result, Barclaycard US was formed to offer consumers credit card products and services. Today Barclaycard is called Barclays in the U.S. and offers even more personal banking products to U.S. consumers.

Consumer and business cards, cards with special interest rates and rewards cards, all these cards are designed to accomplish one thing: make purchasing simpler and more rewarding for the customers. It's easy to find a Barclays credit card that fits your lifestyle. Shopaholics, frugal shoppers, eager travelers, NFL fans, and businesses, everyone will find a suitable Barclays card.

Barclays also provides excellent customer support. The company offers flexible and innovative payment solutions all over the world. Consumers can use their credit cards at millions of retailers worldwide. Barclays US strives to deliver the next generation of digital and mobile phone-based payment services to its customers.

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The credit card companies and banks do not have an obligation to send a copy of a credit report to consumers. You can call the company and ask them to send you a copy of your credit report. The company may or may not send you a copy, depending on...
It is hard to say which one of the credit bureaus is used most by the banks and credit card issuers to view credit scores. Every bank has its own preferences and one bank may pull different reports in different states. Some banks pull credit reports...
A FICO score is a type of credit score that is used to assess credit risk and determine whether to extend credit. FICO scores take into account various factors in five areas to determine credit worthiness: payment history, current level of...
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