Balance Transfer from Barclaycard In 2020

Balance transfer credit cards are ideal for people who carry a balance on one or multiple credit accounts and want to consolidate them and pay off. The cards allow to transfer higher-interest balances onto a single new credit card with low or 0% promo rate and thus, consolidate all debt under one low interest rate. Thus, if you have a Barclaycard credit card with too much debt on it, you can choose one of the credit cards below to transfer and to pay off the balance at 0% introductory interest rate.

NB! You cannot transfer a balance between credit cards from the same bank.

January 2020: TOP BALANCE TRANSFER OFFER

Overall Rating
Intro APR on Purchases
Intro APR on Balance Transfers
Ongoing APR
Annual Fee

    More Balance Transfer Credit Cards

    Pay Barclays With A Credit Card

    We all know that we cannot pay one Barclaycard credit card with another Barclaycard credit card. However, that is possible with a credit card from a different issuer if the card offers a balance transfer option. Transferring a balance is basically the same thing as using a credit card to pay another credit card. However, that requires a new balance transfer credit card to be opened, so you won't do that every month.

    Prior to requesting a balance transfer, make sure you have the account number and balance of your Barclaycard card ready. You can do a balance transfer by calling the issuer of your new credit card, or online via the account of your new credit card. Here's what to check out before you transfer:

    • Many issuers give 45-60 days from the date of account opening to complete all balance transfers. If you are late with your transfer, you will not qualify for the promotional 0% APR.
    • Find out the minimum and the maximum amount you can transfer. The available credit limit is not always the amount you can transfer, so check out with the issuer before you submit your balance transfer request.
    • Balance transfer fee usually varies from 3% to 5% of each mount transferred, so take this into account when you will be doing calculations. This fee is often outweighed by the amount you save on interest payments.
    Balance transfers usually take five to 14 days to post. Since they do not happen immediately, it's important to make all monthly payments on your Barclaycard credit card (from which you transfer) until you receive confirmation that the transfer has posted. This will help you to avoid late fees. Note that your Barclays credit card will remain active, so make sure you manage it responsibly and make all necessary payments, or you can close it if you no longer need it.

    GET YOUR OFFER MATCH
    Check if you're pre-qualified for a credit offer
    It takes less than
    1 minute
    Will not affect your
    credit score
    Select your credit score:
    Have your ever declared Bankruptcy?
    Which active bank accounts Do you have?
    Debit Card
    Credit Card
    This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

    Not Sure Which Card to Choose?

    Ask Our Experts or Read Credit Card FAQs
    The best solution in such a case is to consolidate your debt on one card and to pay it off gradually but in one piece. You may use balance transfer cards for that. It works like that: you transfer your balance on to this card and then pay it off....
    Unfortunately, you won’t be able to transfer the balance of one Barclaycard credit card to another Barclaycard credit card as balance transfers between two cards of one issuer are not allowed. You will need to apply for a credit card from a...
    If you want to consolidate your balances, the best option will be a balance transfer credit card. You can transfer all your balances onto one credit card and pay the debt off. When choosing a credit card pay attention to the credit rating required....
    Have a Question About Credit Cards?

    User Comments about Low Balance Transfer Credit Cards