Balance Transfer from Barclaycard In 2019

Balance transfer credit cards are ideal for people who carry a balance on one or multiple credit accounts and want to consolidate them and pay off. The cards allow to transfer higher-interest balances onto a single new credit card with low or 0% promo rate and thus, consolidate all debt under one low interest rate. Thus, if you have a Barclaycard credit card with too much debt on it, you can choose one of the credit cards below to transfer and to pay off the balance at 0% introductory interest rate.

NB! You cannot transfer a balance between credit cards from the same bank.

December 2019: TOP BALANCE TRANSFER OFFER

5
Card Overall Rating
Excellent/Good Credit
Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfers
0% (18 months)
Ongoing APR
13.49% - 24.49% Variable
*See Terms
Annual Fee
$0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.

More Balance Transfer Credit Cards

Capital One® Quicksilver® Cash Rewards Credit Card Application
Compare now (15) »
on Capital One's secure website
5
Card Overall Rating
Excellent, Good Credit
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees
Intro APR on Purchases
0% intro on purchases for 15 months
Intro APR on Balance Transfers
0% intro on balance transfers for 15 months
Ongoing APR
15.74% - 25.74% (Variable)
Annual Fee
$0
5
Card Overall Rating
Good, Excellent Credit
  • Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want.
  • Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.49% to 24.49% based on your creditworthiness.
  • No Penalty Rate (APR) for a missed payment
  • No Annual Fee
  • Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information.
Intro APR on Purchases
0% (15 billing cycles)
Intro APR on Balance Transfers
0% (15 billing cycles)
Ongoing APR
13.49%-24.49%* Variable
Annual Fee
N/A
Capital One® SavorOne® Cash Rewards Credit Card Application
Compare now (15) »
on Capital One's secure website
5
Card Overall Rating
Excellent, Good Credit
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.74% - 25.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.74% - 25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
Intro APR on Purchases
0% intro on purchases for 15 months
Intro APR on Balance Transfers
0% intro on balance transfers for 15 months
Ongoing APR
15.74% - 25.74% (Variable)
Annual Fee
$0
5
Card Overall Rating
Good, Excellent Credit
  • 3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back on all other purchases
  • Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is open, then your variable APR will be 15.49% to 24.49% based on your creditworthiness
  • No international transaction fees on credit purchases
  • No Annual Fee
  • Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% (12 billing cycles)
Ongoing APR
15.49%-24.49%* Variable
Annual Fee
N/A
5
Card Overall Rating
Excellent / Good Credit
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 10.75% (V)
  • Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
Intro APR on Purchases
0% for 12 months
Intro APR on Balance Transfers
0% for 12 months
Ongoing APR
10.75% (V)
Annual Fee
$0

Pay Barclays With A Credit Card

We all know that we cannot pay one Barclaycard credit card with another Barclaycard credit card. However, that is possible with a credit card from a different issuer if the card offers a balance transfer option. Transferring a balance is basically the same thing as using a credit card to pay another credit card. However, that requires a new balance transfer credit card to be opened, so you won't do that every month.

Prior to requesting a balance transfer, make sure you have the account number and balance of your Barclaycard card ready. You can do a balance transfer by calling the issuer of your new credit card, or online via the account of your new credit card. Here's what to check out before you transfer:

  • Many issuers give 45-60 days from the date of account opening to complete all balance transfers. If you are late with your transfer, you will not qualify for the promotional 0% APR.
  • Find out the minimum and the maximum amount you can transfer. The available credit limit is not always the amount you can transfer, so check out with the issuer before you submit your balance transfer request.
  • Balance transfer fee usually varies from 3% to 5% of each mount transferred, so take this into account when you will be doing calculations. This fee is often outweighed by the amount you save on interest payments.
Balance transfers usually take five to 14 days to post. Since they do not happen immediately, it's important to make all monthly payments on your Barclaycard credit card (from which you transfer) until you receive confirmation that the transfer has posted. This will help you to avoid late fees. Note that your Barclays credit card will remain active, so make sure you manage it responsibly and make all necessary payments, or you can close it if you no longer need it.

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Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
The best solution in such a case is to consolidate your debt on one card and to pay it off gradually but in one piece. You may use balance transfer cards for that. It works like that: you transfer your balance on to this card and then pay it off....
Unfortunately, you won’t be able to transfer the balance of one Barclaycard credit card to another Barclaycard credit card as balance transfers between two cards of one issuer are not allowed. You will need to apply for a credit card from a...
If you want to consolidate your balances, the best option will be a balance transfer credit card. You can transfer all your balances onto one credit card and pay the debt off. When choosing a credit card pay attention to the credit rating required....
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