Credit Cards and Prepaid Cards for People with Bad Credit

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Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the offers at our site and submit your application online!

PREPAID AND CREDIT CARDS FOR BAD CREDIT
BEST for FAIR/BAD CREDIT
First Access Visa
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Reporting monthly to all three major credit reporting agencies

Perfect credit not required for approval; we may approve you when others won´t

Get a result in as little as 60 seconds upon completion of the online application

Consumer Rating: 4 / 5
BEST for BAD/NO CREDIT
Total Visa Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Checking Account Required

Fast and easy application process; response provided in seconds

A genuine VISA card accepted by merchants nationwide across the USA and online

Consumer Rating: 4 / 5
Horizon Gold Credit Card
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Card Type APR Annual Fee Application Processing Fee
Unsecured Store Card 0.00% See Terms See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Consumer Rating: 4 / 5
Total Visa Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Card Type APR Annual Fee Application Processing Fee
Unsecured See Terms* See Terms* See Terms*
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Consumer Rating: 4 / 5
WebBank/Fingerhut Credit Account
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Card Type APR Annual Fee Application Processing Fee
Unsecured Store Card See Terms $0 See Terms
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Get the Credit You Deserve.
  • We just love saying "YES!"
Consumer Rating: 4 / 5
National Credit Direct
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Card Type APR Annual Fee Application Processing Fee
Unsecured Store Card 0.0% $49 $0
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • FREE: Get your credit score every month and reasons affecting it
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Consumer Rating: 4 / 5
Total Visa Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Card Type APR Annual Fee Application Processing Fee
Unsecured See Terms* See Terms* See Terms*
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Consumer Rating: 4 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Limited Credit Offers

Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? We offer a wide range of these types of card offers.

Some creditors may not approve you without a bank account, in this case a prepaid card can be a good decision to apply. Prepaid card will prepare you to having a credit card. You will get a habit of paying the bills on time and keeping an eye on your account.

A credit card won’t be a hard thing to manage after a good prepaid card training. And an open account will be a plus when you apply for a credit card with just limited credit history.

The credit card products on this page can help you rebuild or reestablish your credit history if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Disclosure: Not an access card.