Wells Fargo Bank

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Wells Fargo Bank is a subsidiary of Wells Fargo & Company, an American international banking company. Wells Fargo is one of the largest banks in the U.S. and in the world. The bank offers its services to consumers and to small businesses. Among all products offered to consumers, there are Wells Fargo credit cards. Wells Fargo Bank credit cards are aimed at different people: from students and people with bad credit to small businesses.

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3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
Annual Fee
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Wells Fargo Cash Wise Visa® Card
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Excellent / Good 0% for 12 months 0% for 12 months None
Consumer Rating: 5 / 5
  • $200 cash rewards bonus if you spend $1,000 (net purchases) in first 3 months.
  • Unlimited 1.5% cash rewards on net purchases.
  • $0 annual fee.
  • 1.5% cash rewards on everyday net purchases.
  • 1.8% cash rewards on Android PayTM or Apple Pay® mobile wallet net purchases during the first 12 months from account opening.
  • Use your Wells Fargo Debit or ATM card to redeem for cash at Wells Fargo ATMs ($20 increments).
  • Direct deposit into your Wells Fargo savings or checking account.
  • Apply as a credit to your qualified Wells Fargo mortgage principal.
Wells Fargo Propel American Express® Card
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Excellent / Good 0% for 12 months 0% for 12 months None
Consumer Rating: 5 / 5
  • 20,000 bonus points if you spend $1,000 (net purchases) in first 3 months.
  • 10% annual bonus on non-bonus rewards points if you maintain a qualifying Wells Fargo checking or savings account.
  • 3x points at U.S. gas stations, 2x points at U.S. restaurants, 1x on virtually all other net purchases3 - enjoy 5 years to use the points you earn.
  • Annual bonus of 10% on non-bonus rewards points if you maintain a qualifying consumer Wells Fargo checking or savings account, or Portfolio by Wells Fargo.
  • Cash redemptions – apply to your qualifying Wells Fargo account or request a paper check.
  • Redemption options currently as low as 2,500 points for a $25 gift card.
Wells Fargo Platinum Card
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Excellent / Good 0% for 18 months 0% for 18 months None
Consumer Rating: 5 / 5
  • Lowest Intro APR for 18 months on purchases and balance transfers.
  • $0 annual fee.
  • Account protection features such as Zero Liability for promptly reported unauthorized transactions, rapid alerts, cell phone protection.
  • Free access to your FICO® Credit Score with Wells Fargo Mobile®.

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Wells Fargo Bank Credit Cards

Wells Fargo credit card services are available to different consumer categories. Students can take advantage of the bank’s student credit cards. Those who have bad credit or no credit can take advantage of secured credit cards when they want to rebuild or build their credit. Wells Fargo secured cards are also offered to small businesses that want to establish a business credit history.

People with good credit are offered rewards credit cards and cash back credit cards. Wells Fargo rewards credit cards allow earning up to five points per dollar spent in different shopping categories or up to five per cent cash back.

Wells Fargo business credit cards are aimed at small business and come in three versions: business secured card, business platinum card, and business elite card. All business cards come with an optional rewards program that allows to earn points or cash back rewards. In addition to rewards, small businesses can request additional cards for employees and business spending reports.

Those who look for debit and prepaid cards may find Wells Fargo debit cards very convenient. The cards have all features of prepaid and debit cards, including additional protections like chip technology and Zero Liability.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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