Providian Credit Card Alternatives

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New Credit Cards for Limited Credit

Best Equivalents
to Providian Cards

CHOOSE FOR FAIR OR LIMITED/NO CREDIT
BEST for FAIR CREDIT
Credit One Bank® Platinum Credit Card with Rewards
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Find out if you Pre-Qualify without affecting your credit score

This unsecured card provides opportunities to raise your credit score

Receive opportunities for credit line increases, a fee may apply

Consumer Rating: 5 / 5
BEST for BAD CREDIT
Surge Mastercard®
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.

All credit types welcome to apply!

Monthly reporting to the three major credit bureaus.

Initial Credit Limit of $500.00!* (subject to available credit).

Consumer Rating: 4 / 5

Other Providian Credit Card Alternatives

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
APR %
Annual Fee
Application Processing Fee
Apply
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair 16.74% - 24.74% Variable $0 - $99 See terms
Consumer Rating: 4 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Milestone® MasterCard® with Free Choice of Card Image
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Fair / Good 23.9% $35 - $99* See Terms
Consumer Rating: 4 / 5
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
WebBank/Fingerhut Credit Account
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Bad See Terms $0 See Terms
Consumer Rating: 4 / 5
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Horizon Gold Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Bad 0.00% See Terms See Terms
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.

Other Providian Prepaid Card Alternatives

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Guaranteed Approval
Instant Response
Credit Check
Apply
BBVA Compass ClearSpend Visa®
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Any Credit (No Credit Check) Yes Yes No
Consumer Rating: 5 / 5
  • Saves Time & Effort. Budgets and budget categories are automatically set up for you.
  • Simplifies Your Life. Effortlessly tracks expenses & eliminates overspending.
  • No Risk. No credit checks and no risk of overdrafts.
  • No Load Fees.
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Providian Credit Cards and New Options for Bad Credit

Providian was one of the leading credit card issuers in U.S. prior to being acquired by Washington Mutual in 2005. Providian credit cards were designed for people with bad or no credit and thus provided approval even if one's score wasn't that great.

Today banks create new solutions for poor credit history. On our site you can choose excellent alternatives to Providian credit cards. View best offers on the Bad Credit Cards page of our site. You can apply for credit cards with low intro APR on purchases, monthly credit reporting, instant response to your application and more. Or you can choose prepaid debit cards with no activation fees, free direct deposits, free card purchases and bill payments.

Cards for Bad Credit - Credit or Prepaid?

Credit cards for bad credit scores usually offer a high credit limit and do have rather high interest rates. And you have to be careful to pay on time and not exceed limits, otherwise you might accumulate debt. The undeniable benefit of credit cards is that they usually provide regular credit reporting to major credit bureaus which helps you build or improve your credit history faster.

Prepaid debit cards provide a convenient and efficient payment tool and are popular due to 100% guaranteed approval. To activate a prepaid reloadable card you make a cash deposit to the account and then can use this amount just anywhere you would a credit card. Prepaid cards do not have interest charges, and you run no risk of getting into debt, since there is no credit line granted.

Choose a credit card for bad credit or no credit, or apply for a prepaid card on our site. Use our secure application forms!
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