Providian Credit Card Alternatives

New Credit Cards for Bad or No Credit

Best Equivalents
to Providian Cards

Matrix MasterCard®
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.

Fast and easy application process; results are provided online!

Monthly reporting to the 3 major credit bureaus.

Consumer Rating: 4 / 5
BAD/NO Credit
Horizon Gold Credit Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.

$500 Credit Limit.

No Credit Check.

Consumer Rating: 4 / 5

Other Providian Prepaid Card Alternatives

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Annual Fee
Application Processing Fee
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
0.0% $49 $0
Consumer Rating: 4 / 5
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
25.15% $0 See Terms
Consumer Rating: 4 / 5
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Site for Terms & Conditions.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See Terms* See Terms* N/A
Consumer Rating: 4 / 5
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
Please, select your state
Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Providian Credit Cards and New Options for Bad Credit

Providian was one of the leading credit card issuers in U.S. prior to being acquired by Washington Mutual in 2005. Providian credit cards were designed for people with bad or no credit and thus provided approval even if one's score wasn't that great.

Today banks create new solutions for poor credit history. On our site you can choose excellent alternatives to Providian credit cards. View best offers on the Bad Credit Cards page of our site. You can apply for credit cards with low intro APR on purchases, monthly credit reporting, instant response to your application and more. Or you can choose prepaid debit cards with no activation fees, free direct deposits, free card purchases and bill payments.

Cards for Bad Credit - Credit or Prepaid?

Credit cards for bad credit scores usually offer a high credit limit and do have rather high interest rates. And you have to be careful to pay on time and not exceed limits, otherwise you might accumulate debt. The undeniable benefit of credit cards is that they usually provide regular credit reporting to major credit bureaus which helps you build or improve your credit history faster.

Prepaid debit cards provide a convenient and efficient payment tool and are popular due to 100% guaranteed approval. To activate a prepaid reloadable card you make a cash deposit to the account and then can use this amount just anywhere you would a credit card. Prepaid cards do not have interest charges, and you run no risk of getting into debt, since there is no credit line granted.

Choose a credit card for bad credit or no credit, or apply for a prepaid card on our site. Use our secure application forms!
Latest Bad Credit Cards FAQs More FAQs »

When applying for a store card you do not need excellent credit, but do not apply if you have bad credit. A bad credit score is anything below 580. In general, it is likely you will be approved if ...


Although store cards tend to have a large window of the types of credit they accept, I would not recommend it. If you have not done anything since applying for the previous cards you were denied for, ...


6 In Accordance with Terms and Conditions.

Copyright © 2001-2017 All Rights Reserved.

* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners. makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that may be compensated by the credit card issuers when the readers apply for a credit card through this site. is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. does not review or list all available financial or credit offers.