Best Prepaid Cards

100% Approval

No Credit Check
& No Bank Account Required

Best Prepaid Card Offers

Best Prepaid Card
Guaranteed Approval
No Credit Check
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Activation Fee See Terms
Guaranteed Approval Upon successful ID Verification
Credit Check No
Build Credit No
Free Direct Deposit
  • Instant Account Number - A Great Card for your Money.
  • Free* Direct Deposit - Paycheck, Benefit Checks, Tax Refund Checks.
  • Easy Online Bill Payment & Mobile Account Access.
Consumer Rating: 4 / 5

Other Prepaid Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See Terms Yes! No No
Consumer Rating: 5 / 5
  • Get Paid up to 2 days Faster with Free Direct Deposit* - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • 100% Approval* - upon Successful ID Verification. No CreditCheck*. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft Fees.
  • $15 Bonus* with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster.
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds BBB Accredited A+ Company. Excellent Customer Service.
  • *See Program Rules.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See Terms Yes! No No
Consumer Rating: 4 / 5
  • $0 Monthly Fee*.
  • No Credit Check* or ChexSystems Check.
  • No Risk of Overdraft Fees.
  • No Bounced Checks - Ever!
  • Free* Direct Deposit.
  • Easy Cash Reloading at 50,000 + Retail Locations.
  • Send Checks with Easy Online Bill Pay.
  • *See Program Rules.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$4.95 Yes! No No
Consumer Rating: 5 / 5
  • $0 Monthly Fee.
  • No Credit Check* or ChexSystems check.
  • Instant Account Number.
  • Free* Direct Deposit - Paycheck, Benefit Checks, Tax Refund Checks.
  • Easy 24/7 Online Account Access.
  • Earn Refer-a-Friend Cash Bonus.
  • Use it Everywhere Mastercard Debit Card Accepted.
  • *See Program Rules.
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Advantages of Prepaid Cards

Prepaid cards are an easy, convenient and secure alternative to carrying cash. It is a card you can load money on and use anywhere - in stores, online or over the phone. You can withdraw cash, book flights, make hotel reservations, shop and pay your bills online, and without the danger of getting into debt. Prepaid credit cards are also not linked to your bank account. With pre-funded cards you can only spend money you load on it. Once the card value has been depleted, you can't make any purchases until you add more funds. You can have your paycheck or child support, unemployment, and other benefits automatically deposited to your card or use any of the other ways to load money on it.

Almost anyone can get a prepaid debit card. It does not require credit checks or bank accounts for approval, which makes these cards a good option for those who cannot qualify for a regular credit card. Reloadable cards offer the convenience of paying without cash and at the same there are no interest charges (though you should be aware of the fees), and no risk of taking on debt, yet prepaid cards do not help improve your credit rating. Pre-funded cards are a good alternative for young people, parents can rest assured knowing their children will not go over the limit. You can also issue an additional card, and easily transfer money to your family members in another location or country. Just deposit funds and get instant access to it.
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* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners. makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that may be compensated by the credit card issuers when the readers apply for a credit card through this site. is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. does not review or list all available financial or credit offers.