The Navy Gets a New Rewards Program

Wednesday, December 23rd, 2015

The Navy’s GO REWARDS credit card, from the Navy Federal Credit Union, has upgraded its rewards program.

Under the new system, cardholders will be rewarded according to a 3-tiered rewards program. Service members will earn triple points at restaurants, double points on gas, and one point per dollar spent everywhere else.

Another new feature of the program is that there is no limit on how many reward points folks can earn. Previously there were caps on how many points could be earned, but no more. For all three tiers—restaurants, gas, and all other spending—people can earn unlimited points.

Randy Hopper, vice president of credit cards at the credit union, said that Navy Federal had noticed increased spending in restaurant and travel categories, prompting them to create the new system. “It was an easy choice to award three times the points at restaurants and two times the points on gas with no points cap,” said Hopper.

Visa Signature perks, rewards calculator among other benefits of card

Navy service people and veterans who have the GO REWARDS card can also access an award points calculator on the web, allowing them to estimate the rewards they will earn with different spending levels.

The card is also a Visa Rewards card, which gives perks like 24/7 concierge service, purchase protection, and other benefits, particularly in the travel sector. Concierge service is particularly helpful for travelers, as it can be used to assist cardholders make hotel or restaurant reservations, locate services, and get the contact information for health professionals or other emergency needs when away from home.

There are also no foreign transaction fees, so purchases made overseas will not have any higher cost associated with them. Many cards charge around 2-3% for purchases made in other countries. Since service members travel widely, this is a big drawback of a card that charges foreign transaction fees. The GO REWARDS card also has no annual fee and no fee for balance transfers.

The largest credit union in the world

The Navy Federal Credit Union has more than $72 billion in assets, almost six million members, and 276 branches. It is the largest credit union in the world, and serves any Department of Defense, Coast Guard Active Duty, civilian, and contractor personnel, as well as their families. Their website,, has answers to any questions about the new rewards program.

Latest Credit Card Rewards News

Tuesday, August 30th, 2016
Holders of the Ritz-Carlton Rewards Credit card are in for a nice surprise. The card issuer has announced some significant upgrades to the card, going along with its new status as ...
Wednesday, May 11th, 2016
A new promo campaign from Hilton Hotels & Resorts features Dancing With the Stars champ Derek Hough.
Friday, September 18th, 2015
A new study shows that consumers prefer gas savings to other types of credit card rewards, including cash back rewards, coupons, frequent flyer miles, hotel points, and coupons.
Wednesday, March 4th, 2015
Discover joined the credit card issuers who offer their customers miles rewards, which are not associated with any airline, by launching a new card called Discover it Miles.
Thursday, October 30th, 2014
If you are an American Express cardholder and part of their rewards program, you may like the idea of redeeming rewards in real time at McDonald’s. It may seem strange but when ...
Best Credit Offer
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Consumer Rating: 5 / 5
Pacific Credit Group Emporium Black Card
Copyright © 2001-2016 All Rights Reserved.

* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners. makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that may be compensated by the credit card issuers when the readers apply for a credit card through this site. is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. does not review or list all available financial or credit offers.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.