Discover Now Lets Cardholders Redeem Rewards With Apple Pay

Wednesday, November 8th, 2017

Sometimes it’s hard to remember to redeem your credit card rewards: an astounding percentage of cash back rewards are never used, probably because cardholders didn’t realize they even had them, or didn’t know how to redeem them.

For Discover card members who aren’t sure how to go about using their cash back credit card rewards, life just got a little bit easier. Customers can now receive their cashback bonus as a statement credit, via Apple Pay. Discover is the first major credit card issuer to partner with Apple Pay to allow cardholders to redeem their rewards using their iPhones. Apple Pay is a secure, easy, and private way to pay for purchases, anywhere that accepts it as a method of payment.

Discover’s vice president of e-business, Szabolcs Paldy, says customers can access their cash back reward with only two taps of the screen. “Customer experience hinges on embracing mobile-first technologies like Apple Pay, and this new ability will make Cashback Bonus redemption even easier and more convenient for our cardmembers.”

How to redeem Discover cash back bonuses through Apple Pay

To use their cash back bonus to make a purchase, Discover cardmembers must have an iPhone 6 or newer model, and must be running the latest version of the Discover Mobile app on their phone. They must also have added their Discover card to Apple Pay, and their rewards balance must be higher than the amount they are planning to pay during their purchase. Cardmembers cannot apply their bonus to just part of the purchase; it must cover the whole amount.

They will then make a purchase using their Discover card on their iPhone, using Apple Pay. They may do this with on online purchase, or at the register of a brick and mortar store that accepts Apple Pay and Discover. Simply select, “Tap for Details” under the Discover redemption message in the Apple Wallet, and then tap to redeem the cash back bonus as a statement credit in the amount of the purchase.

When customers use Apple Pay and Discover, card numbers are not stored on the iPhone itself, and every transaction is encrypted for utmost security. Using cash back bonuses with Apply Pay will hopefully increase the amount of rewards that customers take advantage of, by making it easy and convenient to redeem rewards.


Latest Credit Card Rewards News

Wednesday, August 30th, 2017
Consumers with no credit or poor credit tend to neglect to consider secured credit cards as an opportunity to establish or re-establish their credit. The cards may look expensive ...
Thursday, June 22nd, 2017
The new Blue Business Plus Credit Card from American Express is designed to give small business owners rewards and tools to help them build their businesses, including double ...
Wednesday, January 18th, 2017
If you know the hit song “Happy,” you may be surprised to hear that the singer of that song, Pharrell Williams, is now working for American Express.
Tuesday, August 30th, 2016
Holders of the Ritz-Carlton Rewards Credit card are in for a nice surprise. The card issuer has announced some significant upgrades to the card, going along with its new status as ...
Wednesday, May 11th, 2016
A new promo campaign from Hilton Hotels & Resorts features Dancing With the Stars champ Derek Hough.
Best Credit Offer
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 5 / 5
Horizon Card Services Horizon Gold Credit Card
Copyright © 2001-2017 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Disclosure: Not an access card.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.