Check your credit card statement for fishy charges

Wednesday, February 12th, 2014
Updated: February 12th, 2014
The content is accurate at the time of publication and is subject to change.

Scammers do not sleep long and always get a new con ready to use relying on the fact that many consumers don’t check their credit card statements carefully. Don’t fall for it. Review your monthly statements for unexplained charges of $9.84. Found such charges? Call your bank or credit card issuer at the number shown on the back of your card to contest them.

The insight into the $9.84 scam:

A charge of $9.84 appears in your credit card statement. The source listed is an unfamiliar website. After checking out the website address, it appears to be a generic landing page that claims to offer “customer support”. There is a promise of 100% refund of the last payment and a phone number with email address to contact.

Such small amounts of money are usually charged by scammers to stolen credit card numbers. This $9.84 is the recent amount charged by scammers and it may change once consumers become aware of it.

Scammers expect that most cardholders won’t notice such relatively small charge. Also not every bank will go after such a minor sum.

It is also known that victims who call the “customer support” do receive a verbal confirmation that the charge would be canceled. But don’t believe scammers. Contact your bank to report charges and request a new credit card. Since your credit card information was compromised, the scammers most likely will be back for more.

It is important to reduce the risk of credit card fraud by doing some simple things:

  • Do not wait long when your card is lost or you see incorrect charges, call your bank immediately. In the U.S. if your credit card is lost or stolen, you may be responsible for up to $50. But if you report the loss before the card is used, you are not responsible for any unauthorized charges. Most credit card companies have zero liability policies to protect their consumers. For instance, all credit cards with MasterCard label on them come with zero liability protection for lost & stolen cards.
  • Any unauthorized charge is a sign you need a new credit card. Any tiny charge you do not recognize in your credit card statement may mean that your credit card information has been compromised. Do not risk any longer and request a new card.
  • Do not give your card to anybody. And do not leave you cards, receipts and statements lying around your home, office or even your car.
  • Do not put your sing on a blank charge slip. Always make sure you drew lines through blank spaces on the charge slips above the total amount. Thus, the amount can’t be changed.
  • Be double cautious when ordering online or over the phone. Deal with reputable companies only. Mind who you are going to disclose your account number.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

Latest Credit Card Issuers News

Monday, March 4th, 2024

The news that Capital One Financial has struck a deal to buy Discover Financial Services shook up the credit card market, paving the way for Capital One to become the largest nation’s credit card issuer in the country. Capital One, a stalwart in the financial sector and the ninth-largest bank in the U.S., plans to […]

Wednesday, March 29th, 2023

Citi has officially launched its new travel platform with the assistance of Booking.com, which Citi cardholders can use for earning and redeeming Citi ThankYou points. Citi Travel with Booking.com will replace the existing City Thank You Travel Center and will offer access to over 1.4 million hotel and resort options, as well as competitive pricing […]

Wednesday, September 14th, 2022

An alliance between American Express and i2c is now focused on offering payment products in the American Express network through fintech companies. Amex announced its collaboration with payment and banking technology company i2c in April this year. The two partnered to create a platform that allows fintechs and financial institutions to launch cards more quickly […]

Wednesday, June 2nd, 2021

Continuing to live in the present reality and the ongoing COVID-19 pandemic, global giants of the financial and credit sector introduce new bonuses for the convenience of their customers. Mastercard, in turn, has announced new partnerships with DoorDash and HelloFresh offering new food and grocery delivery perks to Mastercard World and World Elite cardholders. According […]

Thursday, January 21st, 2021

Walgreens has recently announced its plans to enter the consumer financial services market. To be precise, the second-largest pharmacy store chain in the United States is going to start issuing credit cards and prepaid debit cards under its brand. The main reason for this expansion of the scope of activity is the losses incurred by […]

Best Credit Offer
Surge® Platinum Mastercard®
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 4 / 5
Horizon Card Services Group One Freedom Card
Copyright © 2001-2024 BestCreditOffers.com All Rights Reserved.

*See the credit card's terms and conditions on the online application page. Note that this website may be compensated by credit card issuers when the visitor applies for a card through the links on this website. We do our best to maintain all information accurate and up to date. However, we do not warrant the credit card information won't change. Click the "Apply Online" button and review the current info on the secure credit card terms page.

Information in these articles is brought to you by BestCreditOffers.com. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.

The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

You've successfully subscribed!

Please specify the following:All these fields are optional

Thank you for providing this information! We will make sure our letters are useful for You.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.