Check your credit card statement for fishy charges

Wednesday, February 12th, 2014

Scammers do not sleep long and always get a new con ready to use relying on the fact that many consumers don’t check their credit card statements carefully. Don’t fall for it. Review your monthly statements for unexplained charges of $9.84. Found such charges? Call your bank or credit card issuer at the number shown on the back of your card to contest them.

The insight into the $9.84 scam:

A charge of $9.84 appears in your credit card statement. The source listed is an unfamiliar website. After checking out the website address, it appears to be a generic landing page that claims to offer “customer support”. There is a promise of 100% refund of the last payment and a phone number with email address to contact.

Such small amounts of money are usually charged by scammers to stolen credit card numbers. This $9.84 is the recent amount charged by scammers and it may change once consumers become aware of it.

Scammers expect that most cardholders won’t notice such relatively small charge. Also not every bank will go after such a minor sum.

It is also known that victims who call the “customer support” do receive a verbal confirmation that the charge would be canceled. But don’t believe scammers. Contact your bank to report charges and request a new credit card. Since your credit card information was compromised, the scammers most likely will be back for more.

It is important to reduce the risk of credit card fraud by doing some simple things:

  • Do not wait long when your card is lost or you see incorrect charges, call your bank immediately. In the U.S. if your credit card is lost or stolen, you may be responsible for up to $50. But if you report the loss before the card is used, you are not responsible for any unauthorized charges. Most credit card companies have zero liability policies to protect their consumers. For instance, all credit cards with MasterCard label on them come with zero liability protection for lost & stolen cards.
  • Any unauthorized charge is a sign you need a new credit card. Any tiny charge you do not recognize in your credit card statement may mean that your credit card information has been compromised. Do not risk any longer and request a new card.
  • Do not give your card to anybody. And do not leave you cards, receipts and statements lying around your home, office or even your car.
  • Do not put your sing on a blank charge slip. Always make sure you drew lines through blank spaces on the charge slips above the total amount. Thus, the amount can’t be changed.
  • Be double cautious when ordering online or over the phone. Deal with reputable companies only. Mind who you are going to disclose your account number.

Latest Credit Card Issuers News

Tuesday, December 6th, 2016
It seems that people are always looking for an easier and more convenient way to pay for their purchases. Still, it’s taken some time for folks to get comfortable using their ...
Wednesday, June 22nd, 2016
More and more people are finding out something that used to be difficult to find out—at least for free. Credit scores used to be top-secret and hard to get your hands on, unless ...
Wednesday, January 20th, 2016
Imagine carrying just one credit card with you and earning rewards that you can trade in for free vacations. WorldVentures DreamTrips is teaming up with Nxt-ID to do just that.
Saturday, November 28th, 2015
Good news for U.S. Bank customers: the company has a new online tool to help consumers make savvier choices about personal finances.
Thursday, June 11th, 2015
Discover is going to allow their cardholders to make contactless payments at participating merchants through Apple Pay beginning this fall.
Best Credit Offer
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Consumer Rating: 5 / 5
Pacific Credit Group Emporium Black Card
Copyright © 2001-2016 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.