Avail some of the best 0% APR on balance transfer deals in November

Wednesday, November 24th, 2010

The deals offered in the month of November have been the best since the beginning of the credit crunch. This is the longest 0% APR deal on balance transfers which is for a 21-month period. While other card companies are offering 0% APR for a period of only 15 to 18 months, this is by far the best deal in the last six years. With the offer length of 21 months and 0% APR on balance offers Citibank has come out with the best offers for the month of November with both the cards that is the Citi Diamond Preferred as well as the Citi Platinum Select. The balance transfer fee is low at just 3% when compared to other cards surveyed where the fee is half a percent more.

The Discover More Card would be a better offer for those who wish to transfer card debt (from Citibank credit card) and for those who wish to keep the card for a longer term. Discover More Card comes with 0% interest rate for a period of 18 months (on balance transfers) but it charges a higher fee on balance transfer at 5%. But Discover has always managed to rank second as per the J.D. Power’s survey but is more likely to provide better experiences for users.

Despite these incredible offers from Citibank as well as Discover, the balance transfer market have not yet opened up completely as the averages show figures that are on the contrary. Most companies on an average provide balance transfer period of about 9.8 months and there is an average increase in fee. This is an indicator that these offers might be just for a short period and would be withdrawn at any point in time.

Cap0ne’s Platinum Prestige as well as Platinum cards are offering 0% rates for a period of around 12 months and the balance transfer fee charged is at 3%. Both the offers are longer and they come with transfer fees that are much lower than what is being offered by most banks.

Some of the online offers made by banks such as the Bank of America are the least attractive with about 6-month periods and 4% fees on balance transfers etc. The same is the case with US Bank.

The balance transfer offers by Chase might vary from time to time and the offers are limited as well. But these deals could be withdrawn early next year after the end of the holiday season.

Latest Balance Transfer Card News

Tuesday, August 2nd, 2016
If you’re trying to get out of debt, you might be unsure of the best way to approach your problem. Not only that, but confronting your debt can be scary.
Friday, April 29th, 2016
If you are like most Americans, you’ve probably received at least one new credit card or debit card in the mail in the last six months—and not because you opened a new account.
Tuesday, October 27th, 2015
When shopping for a new household appliance, a flight, a hotel room, or even a pair of shoes, most people look for the best deal.
Thursday, September 4th, 2014
Our lives constantly change and it is natural to re-evaluate some life choices, financial decisions in particular. There is a strong possibility that your old credit card does not ...
Wednesday, August 1st, 2012
There are lots of credit cards that can help you struggle with a financial burden. And it’s probably not a secret for you that the best of them are balance transfer credit cards. ...
Best Credit Offer
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 4 / 5
Pacific Credit Group Emporium Black Card
Copyright © 2001-2016 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.