Credit Cards For Shopping At Menards

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Menards® is a family-owned company and one of the largest chains of home improvement stores in the U.S. The company is headquartered in Eau Claire, Wisconsin and has stores in 14 states. Menards started its journey in 1958 and has become known through the home improvement industry as the low price leader with the slogan Save Big Money!® Menards offers different services to their customers, including credit programs. Credit programs are aimed at consumers, contractors, and businesses.

BEST ALTERNATIVES TO MENARDS CREDIT CARDS
CARD for EXCELLENT/GOOD CREDIT
Discover it® Miles
Click the Compare link to compare the checked cards side-by-side at the comparison table.

New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*

Match Mile For Mile: We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.

Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.

Consumer Rating: 5 / 5
CARD for FAIR/BAD CREDIT
Surge Mastercard®
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All credit types welcome to apply!

Monthly reporting to the three major credit bureaus.

Initial Credit Limit of $500.00!* (subject to available credit).

Consumer Rating: 4 / 5
Discover it® - Cashback Match™
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APR Annual Fee Activation Fee Instant Response
11.99% – 23.99% Variable $0 See terms No
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Consumer Rating: 5 / 5
Credit One Bank® Platinum Visa® for Building Credit
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APR Annual Fee Activation Fee Instant Response
16.99% - 24.99% Variable $0 - $99 See terms No
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Consumer Rating: 4 / 5
Discover it® chrome
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
APR Annual Fee Activation Fee Instant Response
11.99% – 23.99% Variable $0 See terms No
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all your other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Consumer Rating: 5 / 5
Horizon Gold Credit Card
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APR Annual Fee Activation Fee Instant Response
0.00% See Terms See Terms Yes
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Consumer Rating: 4 / 5
Barclaycard Arrival Plus® World Elite Mastercard®
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APR Annual Fee Activation Fee Instant Response
16.99%, 20.99% or 23.99% Variable $89 - waived first year See terms No
  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. There is a fee for balance transfers.
Consumer Rating: 5 / 5
Milestone® MasterCard® with Free Choice of Card Image
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APR Annual Fee Activation Fee Instant Response
23.9% $35 - $99* See Terms Yes
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Consumer Rating: 4 / 5
Credit One Bank® Unsecured Visa® - No Deposit Required
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APR Annual Fee Activation Fee Instant Response
16.99% - 24.99% Variable $0 - $99 See terms No
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
Consumer Rating: 5 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Menards Credit Cards

Menards financing offers are designed to help consumers and businesses finance their home improvement or reconstruction projects. There are three credit cards offered by Menards: Big Card, Contractor Card, and Commercial Card. The last is a credit program for large companies and nonprofit organizations.

The Menards Big Card is offered to consumers to finance their large and small projects. The card has three benefits which do not come as a set though. You will have to choose from these benefits every time you make a purchase at Menards. The Big card benefits are extra rebates and savings, 0% interest rate for 6 months on purchases over $299, and low 3.99% APR for 48 months on purchases over $1,500.

These benefits are very tempting but do not let them to carry you away. The ongoing interest rate for the Big card is rather high – 25.24% variable standard APR. And the penalty APR is even higher – 28.24% variable APR. So if you are not organized enough you may accrue an unpayable debt.

To apply for Menards credit card, you can visit a local Menards store or their website. The online application is available for the Big Card only. Those who want to apply for a Contractor card or a commercial card will have to print out the application form and bring it to a local Menards store, or send by mail.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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