JCPenney Credit Card Alternatives

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The customers who are looking for something exclusive will like JCPenney credit cards. The cards give you access to jcp rewards program. You will be able to earn bonus points during the year and even more points with special bonus points events.

JCPenney credit card is issued by GE Capital Retail Bank ("GECRB") and can be used at JCPenney stores (in-stores and online), Sephora, CVS/Pharmacy, and Rite Aid Pharmacy.

BEST for EXCELLENT, GOOD CREDIT
Capital One® VentureOne® Rewards Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel

Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee

Fly any airline, stay at any hotel, anytime

 
Consumer Rating: 5 / 5
BEST for FAIR CREDIT
Capital One® Platinum Credit Card
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Pay no annual fee

Get access to a higher credit line after making your first 5 monthly payments on time

Fraud coverage if your card is lost or stolen

 
Consumer Rating: 5 / 5

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Apply
Fingerhut Credit Account
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Bad n/a 25.15% $0
Consumer Rating: 4 / 5
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
Capital One® QuicksilverOne® Cash Rewards Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Average, Fair, Limited N/A 24.99% (Variable) $39
Consumer Rating: 5 / 5
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
Surge Mastercard®
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Fair/Bad N/A See Terms* See Terms*
Consumer Rating: 4 / 5
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
Horizon Gold Credit Card
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Bad n/a 0.00% See Terms
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Barclaycard Arrival Plus™ World Elite MasterCard®
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Excellent N/A 16.74%, 20.74% or 23.74% Variable $89 - waived first year
Consumer Rating: 5 / 5
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair N/A 16.15% - 24.65% Variable $0 - $99
Consumer Rating: 5 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Milestone® MasterCard® with Free Choice of Card Image
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Fair / Good N/A 23.9% $35 - $99*
Consumer Rating: 4 / 5
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

The Brightest JCP Rewards

JCPenney rewards card allows you to earn bonus points and get jcp reward every month. J.C. Penney credit cards have three levels: a card with general rewards, JCPenney Gold credit card, and JCPenney Platinum credit card.

Gold and Platinum status give you access to more benefits and services. You will enjoy special discounts and offers during the year. Plus you will receive $10 or $15 coupons during the year. The Platinum status will also give you the opportunity to take advantage of free shipping events.

To get the gold status you will need to spend $500 or more on merchandise or services using your JCPenney credit card over two or more days in a calendar year.

If you spend $1,000 or more, you will qualify for a Platinum status.

All JCP rewards credit cards offer special promotional financing for furniture, in-home custom decorating, mattresses, and window treatments. Simply use your JCPenney credit card to get the financing.

JCPenney credit card can be a good addition to your credit cards issued by major banks. JCP card is not a Visa or a MasterCard credit card and is accepted at particular retailers. If you shop at JCP and want to be always aware of their deals, apply for JCPenney credit card.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.