JCPenney Credit Card Alternatives

The customers who are looking for something exclusive will like JCPenney credit cards. The cards give you access to jcp rewards program. You will be able to earn bonus points during the year and even more points with special bonus points events.

JCPenney credit card is issued by GE Capital Retail Bank ("GECRB") and can be used at JCPenney stores (in-stores and online), Sephora, CVS/Pharmacy, and Rite Aid Pharmacy.

BEST for FAIR/GOOD CREDIT
Milestone® MasterCard® with Free Choice of Card Image
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Applying is quick and easy with our fast decision process

Less than perfect credit is okay

 
Consumer Rating: 4 / 5
BEST for FAIR/BAD CREDIT
Surge MasterCard®
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Fast and easy application process; results in seconds.

Monthly reporting to the three major credit bureaus.

 
Consumer Rating: 4 / 5

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Apply
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Fair
N/A 15.90% - 24.40% Variable $0 - $99
 
Consumer Rating: 5 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included.
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Bad
n/a 0.00% See Terms
 
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
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Any
n/a 0.0% $49
 
Consumer Rating: 4 / 5
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
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Bad/No
N/A See Terms* See Terms*
 
Consumer Rating: 4 / 5
  • All credit types welcome to apply!
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results are provided online!
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

The Brightest JCP Rewards

JCPenney rewards card allows you to earn bonus points and get jcp reward every month. J.C. Penney credit cards have three levels: a card with general rewards, JCPenney Gold credit card, and JCPenney Platinum credit card.

Gold and Platinum status give you access to more benefits and services. You will enjoy special discounts and offers during the year. Plus you will receive $10 or $15 coupons during the year. The Platinum status will also give you the opportunity to take advantage of free shipping events.

To get the gold status you will need to spend $500 or more on merchandise or services using your JCPenney credit card over two or more days in a calendar year.

If you spend $1,000 or more, you will qualify for a Platinum status.

All JCP rewards credit cards offer special promotional financing for furniture, in-home custom decorating, mattresses, and window treatments. Simply use your JCPenney credit card to get the financing.

JCPenney credit card can be a good addition to your credit cards issued by major banks. JCP card is not a Visa or a MasterCard credit card and is accepted at particular retailers. If you shop at JCP and want to be always aware of their deals, apply for JCPenney credit card.

FAQs about JCPenney Credit Cards More FAQs >>

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