Looking for Instant Prepaid and Credit Card Offers?

Need a credit card now? Then scroll down to apply online for a credit card and get an instant response! Some of the products on this page do not offer instant approval, but a response will be provided within 60 seconds. Our team has compiled a list of best credit offers with instant decision application process. For fast results, we recommend to choose a credit card in this section and fill out a secure application online; which is actually safer and faster than applying for a credit card by mail! If you are instantly approved, you will receive your new credit card within 30 days. It´s that easy!

First PREMIER® Bank
MasterCard® Credit Card
MasterCard® Credit Card
  

Checking Account Required.

Reports to the major Consumer Reporting Agencies.

Consumer Rating: 5 / 5
First PREMIER® Bank
Credit Card
Credit Card
  

Must have a checking account to qualify.

We provide responses in 60 seconds or less.

Consumer Rating: 5 / 5

Other Instant Response Credit Cards:

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
APR %
Annual Fee
Activation Fee
Apply
Fair / Poor See website* See website* See website*
Consumer Rating: 5 / 5
  • Must have checking account to qualify.
  • A Gold credit card offer for those with less than perfect credit.
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history.
Bad 0.00% See website See website
Consumer Rating: 4 / 5
  • $500 Credit Limit.70
  • Guaranteed approval for unsecured credit line.
  • No Credit Check.
Fair / Poor See website* See website* See website*
Consumer Rating: 5 / 5
  • Checking Account Required.
  • A good choice for those with less than perfect credit.
  • This is a credit card, not a debit card or prepaid card.
Fair / Poor See website* See website* See website*
Consumer Rating: 5 / 5
  • Have a checking account? Apply today!
  • A credit card offer for those with less than perfect credit!
  • Apply for a credit card today - Get a response today!
Bad 24.90% $0 See website
Consumer Rating: 4 / 5
  • Affordable Monthly Payments.69
  • No Annual Fee.68
  • No Over Limit Fee.68

The following information is brought to you by BestCreditOffers.com. First PREMIER® Bank is not affiliated with BestCreditOffers.com and does not endorse, nor guarantee, nor is responsible for this information.

Other Instant Decision Prepaid Cards:

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
Apply
$14.95 No! No No
Consumer Rating: 4 / 5
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
$3.95 No! No No
Consumer Rating: 5 / 5
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
$9.95 Yes! No No
Consumer Rating: 4 / 5
  • Instant Account Number - No Credit Check.
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • Easy Online Bill Payment & Mobile Account Access.

Calculate the cost of paying off
your current balance

Your current credit card info:

Brief results:

You will pay off your balance in 7 months.
You will spend $179.90 on interest and fees.

Paying too much on interest?

See more credit cards to gain »

The Trouble with Instant Decision Cards

The mistake is easy enough to make, but the difference is significant. Instant decision credit cards vary from instant approval cards in that unbeknownst to you the credit card company sometimes conducts a credit check. This can affect your ability to get approved and delay the time it takes to get your card if you are in fact approved.

The process of applying for a credit card can be tedious and lengthy, so the appeal of an instant anything credit card is understandable. Furthermore, getting an instant decision on a credit card application means not having to schedule meetings with bankers or credit card representatives. Particularly if you need a card right away, for say a trip or unexpected expense, this is a good option to know whether or not you have been approved rather than having to check the mailbox everyday for that piece of plastic.

As we know, numerous credit checks can negatively impact your credit score, so avoid applying for several instant decision credit cards at the same time. There are very few people who meet the extremely high requirements for instant approval of a credit card, so do not be dissuaded if your instant decision does not translate into an instant yes.

Try to improve your chances of approval by applying for a credit card that is geared toward your rating bracket. And if you are truly in need of an immediate card, be sure to apply for an instant approval rather than an instant response card. Either way, be sure to read both the big and the fine print.

Applying online for an instant decision credit card is a great way to safely and quickly get a response; however, instant response does not mean instant approval.
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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms & conditions on the credit card issuer´s website.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
70 Click apply to view See Card Terms & Conditions for Details.

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