The Home Depot Credit Card Alternatives

Are you the one who always putting off the home repair because of insufficient funds and possible obstacles and stress? Then Home Depot credit card is what you need! Start your project or long-awaited repair with the Home Depot credit card.

Apply for a Home Depot credit card to get special financing for home renovating. The Home Depot Project Loan is good for homeowners who are looking for financing support and flexibility.

BEST for EXCELLENT CREDIT
Barclaycard CashForward™ World MasterCard®
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Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening

Earn unlimited 1.5% cash rewards on every purchase

 
Consumer Rating: 5 / 5
BEST for FAIR CREDIT
Capital One® Platinum Credit Card
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Pay no annual fee

Get access to a higher credit line after making your first 5 monthly payments on time

 
Consumer Rating: 5 / 5

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Apply
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Fair
N/A 15.65% - 24.15% Variable $0 - $99
 
Consumer Rating: 5 / 5
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
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No Credit Needed
N/A N/A $0
 
Consumer Rating: 4 / 5
  • Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
  • Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
  • Up To 12 Months Same As Cash
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Fair
N/A 15.65% - 24.15% Variable $0 - $99
 
Consumer Rating: 5 / 5
  • All the bonus features you want in a credit card are included. Get 1% cash back on eligible purchases (terms apply). Track your progress over time with free online monthly credit score tracking. And, receive credit line increase opportunities.
  • 24/7 fraud monitoring on every purchase for you protection. Rest easy knowing you won´t be responsible for unauthorized charges.
  • See if you Pre-Qualify without harming your credit score. In less than 60 seconds, find the card that´s right for you.
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Fair / Good
N/A 23.9% $35 - $99*
 
Consumer Rating: 4 / 5
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
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Bad
n/a 0.00% See Terms
 
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
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  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Home Depot Credit Card Alternatives for All Your Needs

The Home Depot is one of the largest home improvement retailers. You can find its stores in the U.S., Puerto Rico, Canada, and in Mexico. The company offers financing solutions to consumers and to business owners.

Consumers can apply for the Home Depot Consumer credit card or for The Home Depot Project Loan. The Home Depot eGift cards are also available. They can be at amounts between $10 and $500.

The Home Depot Consumer credit card has a 6-month interest free period on purchases over $299. So you have a good chance to avoid paying interest if you pay off the purchase balance within 6 months. But if you fail the interest will be charged from the purchase date.

There is no annual fee for the card but the APR may be quite high - up to 26.99%. You may be offered special financing offers throughout the year. Plus you will be able to manage your account online, check the account activity and receive credit statements.

The Consumer credit card is a revolving account whereas the Home Depot Project Loan is an 84-month account which can be paid off at any time. This account has a fixed APR of 7.99% and you will be given 6 months to make all your project purchases at this rate.

Both credit cards can be used as for purchasing products as for a Home Depot installation services. The accounts are owned by Citibank, N.A.

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