I applied for TD Aeroplan credit card but haven’t received 30k bonus miles offer they advertised. When I contacted then they told me that I was late. I applied only because of that bonus offer and now the card is sitting in my pocket unused.
Answered on Wednesday, July 19th, 2017 by
Amy Miller

If you are not using that TD Aeroplan credit card, see if it will be better for your credit to close this card and apply for a different credit card which you would use. You may want to close the card if you do not use it (which is your case), it is a relatively new credit account, it has an annual fee, it has a high interest rate. Before you close your TD Aeroplan credit card, you should pay off any balance and redeem miles, if there are any. If miles are not enough for an award ticket, see if you can redeem them for gift cards from your favorite retailers. Then you can close your card.

When you need a credit card for travel, it is always good to apply for a travel rewards credit card. First, you will be able to use such a card everywhere and earn rewards. Second, you will always be able to redeem miles for airfare or cash. Travel credit cards give more flexibility that airline credit cards as they do not restrict you to airlines you can redeem with – you can redeem with any airline. If you think you won’t earn a bonus offer, choose a card with a guaranteed bonus offer like the Discover it Miles card. If you haven’t had this card you will qualify for a mile for mile match that is currently offered. That means, all miles you’ve earned first year will be matched at the end of the year – no restrictions, no caps.

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