I’m planning to take frequent flights with Delta airline next year. Is it wirth it applying for the Gold Delta Skymiles credit card or is there another good credit card? My credit score is 826 and I have two credit cards with Chase and Citi.
Answered on Sunday, January 11th, 2015 by
Amy Miller

With the credit score of 826 you can relax and choose any of the cards there are on the market. Your credit score is excellent and all of them are available to you. On the other hand, if you are debating between a Delta credit card and other cards, you should consider pros and cons of both. Most airline cards, Delta included, offer 2 miles on airline purchases and 1 mile on all other. At the end of the day it turns out less than on travel card that offer decent rewards on all purchases.
There are lots of regular travel rewards credit cards that can be a good alternative to the Gold Delta credit card. For example, the Discover It Miles can easily compete with Delta Gold as it has generous 1.5 miles on all purchases. When you add all your purchases, you earn with Discover more than you would earn on Delta even if you only flew Delta. Besides, with Discover you make your sign-up bonus. With Delta Gold you can only earn 30,000 miles and since Discover matches all your earned miles at the end of the year, there’s really no limit to how many miles you can earn. If you earn 40,000, you’ll get plus 40,000, which is already more.
Finally the Delta Gold card has an annual fee of $95, which is waived only for the first year. That’s basically minus 9,500 miles every year! Discover has no annual fee, ever.
The miles you earn never expire and you can easily redeem them for Delta purchases – or any other purchases during your travels.
So, check out the Discover it Miles and see how you can benefit from it.

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