I have no credit but want to build some I’m a student but I go to a tech school so I cannot get a student loan. What’s the best way to build my credit?
Answered on Monday, September 13th, 2010 by
Amy Miller

Credit cards for college students can help you build credit. Though keep in mind that simply applying for a credit card does not help you establish credit. You need to learn how to manage your credit card responsibly to avoid debt and bad credit history in the future, so that they do not affect the things you want to do. When applying for an apartment, car loan or a job, you want to have a positive credit history. And even more so you want to be free from debt. So, before you apply for a credit card, make sure you choose the right one for your individual needs and current credit rating (visit student credit cards section of our site to compare best offers). Remember that you are responsible for paying your card bills and all records stay on your credit report for several years. Make all your payments on time, pay the balance off if you can to keep charges to a minimum, use credit card only if you are sure you can repay. Read terms and conditions carefully, find out what your interest rate will be after the intro period is over, if you make a late payment, or miss one. Pay attention to the cash advance interest rate. Avoid making impulse purchases on your credit card, rather save it for emergencies. Consider also using a prepaid debit card so that you do not spend more than you have.

Other Popular Student Credit Card FAQs

If you’re getting your first-ever credit card, you’ll want to look for a card that’s designed for folks with limited credit, or no credit.

Continue »

If you have a stable income that exceeds your expenses and have a valid social security number, you can qualify for the Journey Student credit card from Capital One.

Continue »

  1. What is your question?
  2. Please, enter your question and contact information so that we can send our answer to you by e-mail.
  3. (valid email required)
  4. (required)
  5. Captcha

Best Credit Offer
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 4 / 5
Copyright © 2001-2017 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.