Secured Credit Card FAQs


Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.
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Before you start choosing a credit card, we would recommend you to check your credit reports first. Make sure you do not have errors on your credit reports and all personal information is up to date. Then you can apply for a credit card. Since it is your first credit card, you have two options […]

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 Secured cards require an upfront security deposit to be paid. The credit limit on a secured credit card will be equal to the deposit you pay. The deposit is usually fully refundable. The issuers of secured credit cards can report them to credit bureaus as unsecured credit accounts. The unsecured credit cards do not require […]

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When you apply for any credit card you will need to provide your street address or a physical address. It is needed to process your application. You can change your address to PO Box once your credit account is opened.

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If you want to get a secured credit card with high limit then you will have to put down a corresponding security deposit. The maximum credit line the credit issuers usually offer for secured credit cards is $5,000. Also, that high daily withdraws may be available, if at all, to the cardholders with perfect credit […]

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Prepaid cards do not help your credit because the activity on the card is not reported to the credit bureaus. But secured cards are good option if you want to improve your credit history. The issuers of secured credit cards report the credit performance to the major credit bureaus. So if you want to improve […]

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January 15th, 2013
I need to rebuild my credit

Consider a secured credit card. This type of credit cards appears to be one of the best when it comes to credit improving. The cards offer reasonable APRs and low annual fee. But the most important, your credit performance will be sent to major credit bureaus. If you have already had a credit card, try […]

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Good question!You can apply for a credit card when you are unemployed only if you have some source of income. But as I understand you have already had credit card and not one. If I’m right it would be better if you refrain from applying for a new credit card. Instead, if you do have […]

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