I’m tired of paying banking fees. What other options do I have? Is Regions Bank card a good option?
Answered on Friday, April 28th, 2017 by
Amy Miller

Many people have become frustrated with the high fees banks charge for things like accidentally having an overdraft your account, failing to keep a minimum average balance in the account, doing wire transfers, paying bills, and ordering checks. Banks often waive the month fee if you do a bill payment and get a direct deposit into your account each month, but it can be hard to remember to do this, and frustrating every time you are charged a fee. One good solution is to get a prepaid card with no fees. The prepaid card acts in place of a checking account, and you can do nearly everything with it that you would do with a traditional bank account, except for writing paper checks – which most people don’t do so much anyway these days. Regions online is only one of the banks that offers prepaid cards; there are many options if you’d like to trade in your old checking account for a prepaid card account.

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There are prepaid cards you can apply and which will have your name imprinted on. However, no one of the card issuers will be able to review your application, approve you, and send you a card overnight. The issuing process takes at least two weeks and if it is a credit card it can take […]

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