How can a prepaid card help me build credit?

Prepaid debit cards today have more built-in features than ever before! And while credit cards are still better for those who want to build credit, nevertheless there's something you can do even with a prepaid card. If you choose a card that provides a short-term loan option (view Best Prepaid Cards for the complete list of offers). You can apply for it in case you are short of cash before your next paycheck and as you pay this loan back, your payment is reported to credit bureaus. If you sign up for a bill pay, and pay your utilities, rent, cable, phone, insurance and other bills, your payments will be reported to PRBC, a national credit reporting agency so that you can build your payment history and show your creditworthiness when you apply for employment, insurance, etc.