No Credit Card FAQs


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If you have never had a credit card, you probably have no or little credit history, and offers most suitable for you can be found on the page with

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No or limited credit history absolutely does not mean you can’t qualify for a credit card. First of all, there are credit cards created specifically for people with no credit, and then you can always apply for a secured card if you can find the necessary amount for security deposit. Secured cards might be easier [...]

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If you have limited or no credit history, and wish to establish credit, there are credit cards you can apply for without paying cash deposit. But keep in mind these credit cards may have setup or activation fees up to $95 though sometimes they can be paid over time. And be aware that interest rates [...]

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If you have limited or no credit history, and do not wish to pay a security deposit, then depending on your personal needs, you can choose to apply for a prepaid debit card or a credit card. Both credit cards for limited or no credit history and prepaid debit cards may have setup or activation [...]

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