Al-right I got a Establish New Credit, No Credit Checks it says Congratulation, Clarence You are approved to receive your own $500.00 unsecured Net First Credit Line. An it tells me, to accept your card, visit ww.netfirstplatinum.com an enter your Approved Number; #202517267 Guaranteed Approval $500.00 Unsecured Limit. I was wanting to know if approved? Please reply by July 23, 2012, Net First Card Approved- Distribution center Po box 1275 Indiana, PA 15701-1275

Answered on July 20, 2012
Updated on July 20, 2012
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller

Glad you addressed us. However, we just place offers from other banks and credit card issuers and barely have the information you need but we can give you some tips.
It is good to be preapproved, isn’t it? But be careful with such offers, they are not always reliable. Besides, pre-approval doesn’t entirely mean that you’re already approved. You just got chance to be approved, nothing more nothing less.
Be wise don’t fall on such seductive offers. It will be better if you ignore them or at least compare with other, similar ones before answering. For example, you can compare with these Limited/No credit cards. These cards have similar terms and conditions or even better. If you browse around a bit, this offer won’t be as attractive as at first sight.
By the way it will be better if you are more careful with your personal information. Take care!

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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You can choose one of the credit cards for limited credit to make your credit profile better. Or you can consider secured credit card. Some card offers have no annual fee and pretty nice rewards programs. Thus, you may save more money than spent on the security deposit.
If you do not have any credit history, you should consider credit cards for people with limited or no credit history. We recommend you consider secured credit cards. Don't worry about security deposit as it is refundable. Also, some secured cards have rewards programs that allow you to earn cash back on your purchases that may potentially cover your deposit expenses.
We can recommend you start with secured credit cards. These cards require a security deposit paid upfront. A secured credit card is a good way to build your credit history as it reports the account activity to major credit bureaus. You just need not to miss payments and pay off your balance. After that, getting approval for an unsecured card will be much easier. For example, you may consider the Merrick Bank Secured Credit Card. This card can help you build credit, since your account activity will be reported to all three major credit bureaus. The amount of your deposit determines your initial credit...

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